by our College Data Analytics TeamThis page focuses on the debt students take on to attend Touro University Nevada, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
Across the full undergraduate body at Touro University Nevada (freshmen included), 26% borrow through federal student loan programs, borrowing on average $6,933 each per year.
At a steady annual pace, that totals around $13,866 by year two and around $27,732 over four years. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 26% |
| Average federal loan per year | $6,933 |
| Undergraduates with a federal loan | 5 |
| Total federal loans (one year) | $34,666 |
Graduating and withdrawing students at Touro University Nevada carry a median federal debt of $12,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,500 |
| Students who completed (graduates) | $12,500 |
| Students who withdrew | $16,524 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Touro University Nevada.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $6,250 |
| 25th percentile | $11,275 |
| 75th percentile | $22,916 |
| 90th percentile (highest-debt students) | $25,000 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Touro University Nevada.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Touro University Nevada.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 329 | $20,325 |
| Completed (graduates) | 211 | $20,885 |
| Did not complete | 118 | $17,380 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $248.34/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Touro University Nevada.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 240 | $20,341 |
| No Stafford loan this year | 89 | $20,000 |
The indicators below describe what the typical debt costs to pay back at Touro University Nevada.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Touro University Nevada follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 216 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,500 |
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.