by our College Data Analytics TeamA lot of students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Trevecca Nazarene University can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financial aid options can TNU offer, and what will you qualify for? Keep reading for more information. Keep reading to discover what amount of financial assistance could be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Read on to get a sense of the financial assistance available at Trevecca Nazarene University.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For incoming first-year students at Trevecca Nazarene University, 100% of new full-time first-years were awarded at least some aid approximately 375 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $23,911 |
| Institutional grants & scholarships | 100% | $18,497 |
| Federal Pell grants | 38% | $5,532 |
| State/local grants | 51% | $6,153 |
| Federal student loans | 46% | $5,113 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At TNU, approximately 91% of undergraduates were awarded grant or scholarship aid averaging $19,782 (covering around 1654 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 91% | $19,782 |
| Federal Pell grants | 32% | $5,241 |
| Federal student loans | 39% | $6,499 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $24,735.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,142 |
| $30,001 – $75,000 | $11,874 |
| Over $75,000 | $18,558 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $16,813 |
| Off-campus title-IV students | $14,459 |
For an estimate tailored to your family circumstances, see TNU’s official net price calculator: www.trevecca.edu/admissions/financial-aid/net-price-calculator.
A typical borrower at TNU leaves with $14,750 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,750 |
| Median federal debt (graduates only) | $18,744 |
| Typical 10-year monthly payment (graduates) | $198.72/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at TNU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,504 |
| 25th percentile | $6,250 |
| 75th percentile | $19,860 |
| 90th percentile (highest-debt students) | $28,621 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $14,590 |
| Middle income | $14,850 |
| High income | $14,750 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,138 |
| Continuing-generation students | $14,160 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,979 |
| Independent students | $16,250 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. TNU.
Stafford loans make up the bulk of federal direct lending to undergraduates. The annual Stafford volume below reflects program activity at TNU:
| Metric | Value |
|---|---|
| Stafford loan recipients | 13322 |
| Total Stafford loan amount | $358,836,640 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 50 |
| Total GI Bill amount | $654,448 |
| Average GI Bill amount per recipient | $13,089 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 10 |
| Total DoD amount | $26,500 |
| Average DoD amount per recipient | $2,650 |
References
More about our data sources and methodologies.