by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Triangle Tech Inc-Bethlehem, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
At Triangle Tech - Bethlehem, 73% of freshmen borrow to help pay for their first year, borrowing on average $6,743 each, across private and federal loan sources.
The average federal loan is $5,922. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Counting every undergraduate at Triangle Tech - Bethlehem, 68% finance part of their studies with federal loans, averaging $6,389 each per year. This is 7.9% higher than the $5,922 freshmen take on.
Borrowing at that rate every year works out to about $12,778 over two years and about $25,556 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 68% |
| Average federal loan per year | $6,389 |
| Undergraduates with a federal loan | 65 |
| Total federal loans (one year) | $415,257 |
The median student at Triangle Tech - Bethlehem borrows $12,000 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,000 |
| Students who completed (graduates) | $12,000 |
| Students who withdrew | $5,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Triangle Tech - Bethlehem.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $9,500 |
| 75th percentile | $17,696 |
| 90th percentile (highest-debt students) | $20,000 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Triangle Tech - Bethlehem.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Triangle Tech - Bethlehem.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 112 | $16,068 |
| Completed (graduates) | 87 | $18,724 |
| Did not complete | 25 | $8,288 |
On a standard 10-year plan, the median completing borrower would pay about $222.65/mo.
Repayment burden translates the debt figures into what a borrower actually pays each month. Triangle Tech - Bethlehem.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Triangle Tech - Bethlehem is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.7% |
| Borrowers in the cohort | 244 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $17,971 |
| Middle income | $12,000 |
| High income | $12,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,000 |
| Continuing-generation students | $12,000 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $19,533 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Triangle Tech - Bethlehem.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.