by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Triangle Tech Inc-Dubois— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at Triangle Tech - Dubois, 84% of incoming undergraduates borrow in year one, with a typical loan of $10,560 each, across private and federal loan sources.
On the federal side, the average loan is $5,358, amounting to 97.4% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Looking at all undergraduates at Triangle Tech - Dubois, freshmen included, 81% borrow through federal student loan programs, borrowing on average $6,491 a year. This is 21.1% greater than the $5,358 freshmen take on.
Repeating that yearly amount projects to about $12,982 by year two and around $25,964 over four years. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 81% |
| Average federal loan per year | $6,491 |
| Undergraduates with a federal loan | 64 |
| Total federal loans (one year) | $415,441 |
The median student at Triangle Tech - Dubois borrows $12,000 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,000 |
| Students who completed (graduates) | $12,000 |
| Students who withdrew | $8,488 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Triangle Tech - Dubois.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $11,784 |
| 75th percentile | $16,000 |
| 90th percentile (highest-debt students) | $20,000 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Triangle Tech - Dubois.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Triangle Tech - Dubois.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 95 | $13,296 |
| Completed (graduates) | 72 | $14,050 |
| Did not complete | 23 | $6,500 |
On a standard 10-year plan, the median completing borrower would pay about $167.07/mo.
These figures turn the debt totals into a monthly repayment picture for Triangle Tech - Dubois.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Triangle Tech - Dubois follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 6.9% |
| Borrowers in the cohort | 346 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $12,000 |
| Middle income | $12,000 |
| High income | $12,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,000 |
| Continuing-generation students | $12,000 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $18,828 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Triangle Tech - Dubois.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.