by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Triangle Tech Inc-Sunbury— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
At Triangle Tech - Sunbury specifically, 77% of first-year students take on loan debt, at roughly $8,094 each — a figure that counts both private and federal student loans.
On the federal side, the average loan is $6,514. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Among all degree-seeking undergrads at Triangle Tech - Sunbury, 67% rely on federal student loans toward their education, with a mean of $7,157 per year. That amounts to 9.9% higher than the $6,514 freshmen take on.
Borrowing the same amount each year would add up to roughly $14,314 over two years and about $28,628 across a four-year program. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 67% |
| Average federal loan per year | $7,157 |
| Undergraduates with a federal loan | 43 |
| Total federal loans (one year) | $307,753 |
Graduating and withdrawing students at Triangle Tech - Sunbury carry a median federal debt of $12,000 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,000 |
| Students who completed (graduates) | $12,000 |
| Students who withdrew | $8,488 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Triangle Tech - Sunbury.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $11,784 |
| 75th percentile | $16,000 |
| 90th percentile (highest-debt students) | $20,000 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Triangle Tech - Sunbury.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Triangle Tech - Sunbury.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 95 | $13,296 |
| Completed (graduates) | 72 | $14,050 |
| Did not complete | 23 | $6,500 |
On a standard 10-year plan, the median completing borrower would pay about $167.07/mo.
These figures turn the debt totals into a monthly repayment picture for Triangle Tech - Sunbury.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Triangle Tech - Sunbury is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 6.9% |
| Borrowers in the cohort | 346 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,000 |
| Middle income | $12,000 |
| High income | $12,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,000 |
| Continuing-generation students | $12,000 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $18,828 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Triangle Tech - Sunbury.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.