by our College Data Analytics TeamHere you will find what students actually borrow to attend Tricoci University of Beauty Culture-Bridgeview: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
For incoming students at Tricoci BRV, 93% of incoming students take out a loan to help cover first-year costs, averaging $7,586 apiece. This figure includes both private and federally funded student loans.
The typical federal loan comes to $7,067. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
For undergraduates overall at Tricoci BRV, 69% use federal student loans to help pay for their education, at an average of $6,940 each per year. That is 1.8% less than the first-year federal average of $7,067.
Repeating that yearly amount projects to about $13,880 after two years and $27,760 after four. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 69% |
| Average federal loan per year | $6,940 |
| Undergraduates with a federal loan | 545 |
| Total federal loans (one year) | $3,782,143 |
The median student at Tricoci BRV borrows $7,307 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,307 |
| Students who completed (graduates) | $7,307 |
| Students who withdrew | $4,486 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Tricoci BRV.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,230 |
| 25th percentile | $4,750 |
| 75th percentile | $11,358 |
| 90th percentile (highest-debt students) | $13,865 |
How wide this percentile range is tells you how much borrowing varies across students at Tricoci BRV.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Tricoci BRV.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 98 | $8,111 |
| Completed (graduates) | 69 | $9,108 |
| Did not complete | 29 | $4,709 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $108.3/mo.
Repayment burden translates the debt figures into what a borrower actually pays each month. Tricoci BRV.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Tricoci BRV is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 3.4% |
| Borrowers in the cohort | 115 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,307 |
| Middle income | $7,307 |
| High income | $5,782 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,307 |
| Continuing-generation students | $7,307 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,307 |
Federal data publishes the following gap measures for Tricoci BRV.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.