by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Tricoci University of Beauty Culture-Glendale Heights, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
At Tricoci GLH specifically, 53% of incoming undergraduates borrow in year one, with a typical loan of $7,863 apiece. This figure includes both private and federally funded student loans.
The average federal loan is $7,863. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Among all degree-seeking undergrads at Tricoci GLH, 61% borrow through federal student loan programs, with a mean of $6,337 in federal loans per year. It comes to 19.4% under the freshman federal average of $7,863.
At a steady annual pace, that totals around $12,674 over two years and about $25,348 by the fourth year. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 61% |
| Average federal loan per year | $6,337 |
| Undergraduates with a federal loan | 145 |
| Total federal loans (one year) | $918,801 |
The middle borrower at Tricoci GLH owes $7,307 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,307 |
| Students who completed (graduates) | $7,307 |
| Students who withdrew | $4,535 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Tricoci GLH.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,653 |
| 25th percentile | $4,750 |
| 75th percentile | $13,000 |
| 90th percentile (highest-debt students) | $14,985 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Tricoci GLH.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Tricoci GLH.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 79 | $7,781 |
| Completed (graduates) | 58 | $9,685 |
| Did not complete | 21 | $3,400 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $115.16/mo.
These figures turn the debt totals into a monthly repayment picture for Tricoci GLH.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Tricoci GLH appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 9.2% |
| Borrowers in the cohort | 54 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,307 |
| Middle income | $7,307 |
| High income | $4,230 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,307 |
| Continuing-generation students | $7,307 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,158 |
| Independent students | $7,307 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Tricoci GLH.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.