by our College Data Analytics TeamThis page focuses on the debt students take on to attend Tricoci University of Beauty Culture-Peoria: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at Tricoci PEO, 81% of incoming undergraduates borrow in year one, averaging $11,248 per student, private and federal loans combined.
The average federally funded loan is $8,126. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Across the full undergraduate body at Tricoci PEO (freshmen included), 66% use federal student loans to help pay for their education, averaging $6,830 annually. This works out to 15.9% below the $8,126 freshmen take on.
At a steady annual pace, that totals around $13,660 over two years and about $27,320 by the fourth year. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 66% |
| Average federal loan per year | $6,830 |
| Undergraduates with a federal loan | 154 |
| Total federal loans (one year) | $1,051,760 |
The middle borrower at Tricoci PEO owes $7,307 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,307 |
| Students who completed (graduates) | $7,307 |
| Students who withdrew | $4,632 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Tricoci PEO.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,633 |
| 25th percentile | $4,463 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $14,554 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Tricoci PEO.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Tricoci PEO.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 38 | $6,817 |
The indicators below describe what the typical debt costs to pay back at Tricoci PEO.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Tricoci PEO follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 7.3% |
| Borrowers in the cohort | 41 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,307 |
| Middle income | $5,923 |
| High income | $4,230 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,307 |
| Continuing-generation students | $7,307 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,750 |
| Independent students | $7,307 |
Federal data publishes the following gap measures for Tricoci PEO.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.