by our College Data Analytics TeamHere you will find what students actually borrow to attend Trinity College of Nursing & Health Sciences— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
Looking at all undergraduates at Trinity College, freshmen included, 78% use federal student loans to help pay for their education, with a mean of $10,333 per year.
Borrowing the same amount each year would add up to roughly $20,666 in two years and roughly $41,332 by the fourth year. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 78% |
| Average federal loan per year | $10,333 |
| Undergraduates with a federal loan | 46 |
| Total federal loans (one year) | $475,331 |
The middle borrower at Trinity College owes $22,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $22,500 |
| Students who completed (graduates) | $24,000 |
| Students who withdrew | $9,000 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Trinity College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,250 |
| 25th percentile | $11,250 |
| 75th percentile | $21,000 |
| 90th percentile (highest-debt students) | $31,500 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Trinity College.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Trinity College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 26 | $41,729 |
The indicators below describe what the typical debt costs to pay back at Trinity College.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Trinity College is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 4.0% |
| Borrowers in the cohort | 100 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $25,000 |
| Middle income | $21,250 |
| High income | $17,625 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $22,000 |
| Continuing-generation students | $22,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $18,750 |
| Independent students | $25,000 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Trinity College.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.