by our College Data Analytics TeamThis page focuses on the debt students take on to attend Trinity Health System School of Nursing, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
Among first-year students at Trinity Health System School of Nursing, 50% of incoming students take out a loan to help cover first-year costs, borrowing on average $5,500 each — a figure that counts both private and federal student loans.
On the federal side, the average loan is $5,500, representing 100.0% of the typical first-year dependent student borrowing cap of $5,500. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Counting every undergraduate at Trinity Health System School of Nursing, 76% borrow through federal student loan programs, borrowing on average $4,640 each per year. It comes to 15.6% under the $5,500 borrowed by freshmen.
Borrowing at that rate every year works out to about $9,280 after two years and $18,560 over a four-year span. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 76% |
| Average federal loan per year | $4,640 |
| Undergraduates with a federal loan | 19 |
| Total federal loans (one year) | $88,156 |
The median student at Trinity Health System School of Nursing borrows $11,625 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $11,625 |
| Students who completed (graduates) | $13,625 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Trinity Health System School of Nursing.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,166 |
| 75th percentile | $16,708 |
The indicators below describe what the typical debt costs to pay back at Trinity Health System School of Nursing.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Trinity Health System School of Nursing appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.4% |
| Borrowers in the cohort | 37 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $12,625 |
| Middle income | $10,908 |
| High income | $12,533 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,625 |
| Independent students | $16,500 |
Federal data publishes the following gap measures for Trinity Health System School of Nursing.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.