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Can You Afford Truckee Meadows Community College?

This overview lays out the cost of attending Truckee Meadows Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$15,874.00 Cost of Attendance
$8,312.00 Avg Net Price
$6,999.00 Median Grad Debt

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What You Will Pay to Attend Truckee Meadows Community College?

Attendance costs at Truckee Meadows Community College ranged from $15,874.00 to $24,540.00 depending on your residency status.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $15,874.00 for in-state students versus $24,540.00 for out-of-state students.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

Published Cost for Residents (no aid)

Tuition and fees $3,352.00
+ Room, board & other expenses $12,522.00
Total cost $15,874.00
That is 18% below the national average net price.

Net Price for Residents (with average aid)

Total cost $15,874.00
− Grants and scholarships −$6,935.00
Net price $8,939.00
That is 54% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $15,874.00
− Grants and scholarships −$5,476.00
Net price $10,398.00
That is 46% below the national average net price.

Sticker Cost for Non-Residents (no aid)

Tuition and fees $12,018.00
+ Room, board & other expenses $12,522.00
Total cost $24,540.00
That is 27% above the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $24,540.00
− Grants and scholarships −$6,935.00
Net price $17,605.00
That is 9% below the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $24,540.00
− Grants and scholarships −$5,476.00
Net price $19,064.00
That is roughly at the national average net price.
Want the line-by-line detail? Dig into tuition and fees and living costs.

The Long-Run Cost of a Degree at Truckee Meadows Community College

Published costs have climbed year over year at a recent average of 4.2% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.2% 4.2% 4.2%
Freshman year $10,840.00 $9,319.00 $16,549.00
Senior year $12,281.00 $10,558.00 $18,749.00
Total 4-year net price $46,203.00 $39,720.00 $70,535.00
10-year loan interest @ 6.8% $17,602.00 $15,132.00 $26,871.00
Total monthly payment $532.00 $457.00 $812.00
Total amount paid $63,804.00 $54,852.00 $97,406.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.2% 4.2% 4.2%
Freshman year $10,840.00 $9,319.00 $16,549.00
Senior year $11,301.00 $9,715.00 $17,252.00
Total 2-year net price $22,140.00 $19,034.00 $33,800.00
10-year loan interest @ 6.8% $8,435.00 $7,251.00 $12,877.00
Total monthly payment $255.00 $219.00 $389.00
Total amount paid $30,575.00 $26,285.00 $46,677.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.2% 4.2% 4.2%
Freshman year $19,874.00 $18,353.00 $25,583.00
Senior year $22,517.00 $20,794.00 $28,985.00
Total 4-year net price $84,709.00 $78,226.00 $109,042.00
10-year loan interest @ 6.8% $32,271.00 $29,801.00 $41,541.00
Total monthly payment $975.00 $900.00 $1,255.00
Total amount paid $116,981.00 $108,028.00 $150,583.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.2% 4.2% 4.2%
Freshman year $19,874.00 $18,353.00 $25,583.00
Senior year $20,719.00 $19,133.00 $26,670.00
Total 2-year net price $40,593.00 $37,486.00 $52,253.00
10-year loan interest @ 6.8% $15,464.00 $14,281.00 $19,907.00
Total monthly payment $467.00 $431.00 $601.00
Total amount paid $56,057.00 $51,767.00 $72,160.00

Read more in the net price section below.

Net Price at Truckee Meadows Community College

Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.

Average net price (on-campus) $8,312.00
Average net price (off-campus) $7,457.00

Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $6,229.00
$30,000 to $48,000 $7,191.00
$48,001 to $75,000 $9,294.00
$75,001 to $110,000 $11,379.00
Over $110,000 $15,874.00

Use Truckee Meadows Community College Net Price Calculator, or reach out to the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid page.

How Much Do Students Borrow at Truckee Meadows Community College

The median graduating debt at Truckee Meadows Community College comes to $6,999.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden bucket.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $2,000.00
25th $3,500.00
Median (50th) $6,999.00
75th $15,000.00
90th $28,500.00

The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.

Dig deeper into debt on the student-loan-debt breakdown.

How Debt Varies by Income at Truckee Meadows Community College

Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $8,819.00
Middle income $6,684.00
High income $5,000.00

Graduates from lower-income families carry $3,819.00 more debt than their high-income peers.

Debt by First-Generation Status at Truckee Meadows Community College

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $6,750.00
Continuing-generation students $7,000.00

Debt by Pell Status at Truckee Meadows Community College

Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.

The median debt difference between Pell-eligible and non-Pell graduates of Truckee Meadows Community College works out to $3,935.00. This school is flagged by the Department of Education for Pell-related debt inequity.

Default Rates and Repayment at Truckee Meadows Community College

The federal default-rate classification for Truckee Meadows Community College is Low (<5%).

Window Cohort default rate
2-year 15.7%

To put the rates in context, Stafford loans at Truckee Meadows Community College amount to $135,753,220.00 distributed across 10,473 student borrowers.

Veterans Aid at Truckee Meadows Community College

Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.

GI Bill recipients 390
Avg GI Bill amount $1,486.00
DoD Tuition Assistance recipients 1
Avg DoD Tuition Assistance $1,668.00

Read more about military and veteran aid on the veterans benefits detail.

Questions Worth Asking

Beyond the data above, it helps to ask a few questions when weighing Truckee Meadows Community College, consider the following:

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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