by our College Data Analytics TeamHere you will find what students actually borrow to attend Tulsa Welding School-Dallas Campus: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
Looking at the entering class at Tulsa Welding School-Dallas Campus, 88% of freshmen borrow to help pay for their first year, at roughly $7,875 each, across private and federal loan sources.
The average federal loan is $6,905. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Across the full undergraduate body at Tulsa Welding School-Dallas Campus (freshmen included), 84% borrow through federal student loan programs, averaging $6,948 a year. That amounts to 0.6% higher than the $6,905 typical freshmen borrow.
Carrying that yearly figure forward comes to roughly $13,896 after two years and $27,792 over a four-year span. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 84% |
| Average federal loan per year | $6,948 |
| Undergraduates with a federal loan | 776 |
| Total federal loans (one year) | $5,391,478 |
Graduating and withdrawing students at Tulsa Welding School-Dallas Campus carry a median federal debt of $6,886 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,886 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Tulsa Welding School-Dallas Campus.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,400 |
| 25th percentile | $5,500 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $9,500 |
How wide this percentile range is tells you how much borrowing varies across students at Tulsa Welding School-Dallas Campus.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Tulsa Welding School-Dallas Campus.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 1703 | $12,603 |
| Completed (graduates) | 1292 | $14,578 |
| Did not complete | 411 | $8,019 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $173.35/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Tulsa Welding School-Dallas Campus.
Borrowers With Any Stafford Loan
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 1638 | $12,877 |
| No Stafford loan | 65 | $4,331 |
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 1602 | $13,000 |
| No Stafford loan this year | 101 | $4,674 |
The indicators below describe what the typical debt costs to pay back at Tulsa Welding School-Dallas Campus.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Tulsa Welding School-Dallas Campus appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 14.7% |
| Borrowers in the cohort | 1866 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,125 |
| Middle income | $6,310 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,018 |
| Continuing-generation students | $6,145 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Tulsa Welding School-Dallas Campus.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.