by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Turning Point Beauty College: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
At Turning Point Beauty College specifically, 78% of freshmen borrow to help pay for their first year, borrowing on average $5,104 each — a figure that counts both private and federal student loans.
On the federal side, the average loan is $5,104, representing 92.8% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
For undergraduates overall at Turning Point Beauty College, 57% borrow through federal student loan programs, with a mean of $5,510 in federal loans per year. That is 8.0% larger than the first-year federal average of $5,104.
At a steady annual pace, that totals around $11,020 after two years and $22,040 across a four-year program. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 57% |
| Average federal loan per year | $5,510 |
| Undergraduates with a federal loan | 109 |
| Total federal loans (one year) | $600,601 |
Graduating and withdrawing students at Turning Point Beauty College carry a median federal debt of $6,000 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,000 |
| Students who completed (graduates) | $6,000 |
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Turning Point Beauty College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $8,559 |
| 75th percentile | $17,108 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Turning Point Beauty College.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Turning Point Beauty College appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 4.1% |
| Borrowers in the cohort | 48 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,416 |
| Independent students | $6,000 |
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.