by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Ultrasound Medical Institute, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
At NRI Institute specifically, 71% of new students use loans toward freshman-year expenses, averaging $11,870 per borrower, covering both private and federal loans.
On the federal side, the average loan is $11,870. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Among all degree-seeking undergrads at NRI Institute, 71% take out federal student loans, averaging $10,593 a year. This is 10.8% under the $11,870 freshmen take on.
Carrying that yearly figure forward comes to roughly $21,186 over two years and about $42,372 after four. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 71% |
| Average federal loan per year | $10,593 |
| Undergraduates with a federal loan | 130 |
| Total federal loans (one year) | $1,377,140 |
The median student at NRI Institute borrows $17,414 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $17,414 |
| Students who completed (graduates) | $20,000 |
| Students who withdrew | $16,125 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The indicators below describe what the typical debt costs to pay back at NRI Institute.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $14,750 |
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.