Below is the data on what it actually costs to attend Umpqua Community College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
Use the section links below to navigate this overview:
Published attendance costs at Umpqua Community College is about $17,613.00 for a single academic year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $6,104.00 |
| + Room, board & other expenses | $11,509.00 |
| Total cost | $17,613.00 |
| That is 9% below the national average net price. |
| Total cost | $17,613.00 |
| − Grants and scholarships | −$9,100.00 |
| Net price | $8,513.00 |
| That is 56% below the national average net price. |
| Total cost | $17,613.00 |
| − Grants and scholarships | −$10,736.00 |
| Net price | $6,877.00 |
| That is 64% below the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
Costs have trended upward in recent years at about 5.0% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.0% | 5.0% | 5.0% |
| Freshman year | $7,218.00 | $8,935.00 | $18,487.00 |
| Senior year | $8,346.00 | $10,332.00 | $21,376.00 |
| Total 4-year net price | $31,092.00 | $38,489.00 | $79,632.00 |
| 10-year loan interest @ 6.8% | $11,845.00 | $14,663.00 | $30,337.00 |
| Total monthly payment | $358.00 | $443.00 | $916.00 |
| Total amount paid | $42,937.00 | $53,152.00 | $109,969.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.0% | 5.0% | 5.0% |
| Freshman year | $7,218.00 | $8,935.00 | $18,487.00 |
| Senior year | $7,576.00 | $9,378.00 | $19,403.00 |
| Total 2-year net price | $14,794.00 | $18,314.00 | $37,890.00 |
| 10-year loan interest @ 6.8% | $5,636.00 | $6,977.00 | $14,435.00 |
| Total monthly payment | $170.00 | $211.00 | $436.00 |
| Total amount paid | $20,430.00 | $25,290.00 | $52,325.00 |
Jump to the net-price detail in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $8,340.00 |
| Average net price (off-campus) | $10,168.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,930.00 |
| $30,000 to $48,000 | $9,840.00 |
| $48,001 to $75,000 | $11,675.00 |
| $75,001 to $110,000 | $12,810.00 |
| Over $110,000 | $14,581.00 |
Use Umpqua Community College Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median graduating debt at Umpqua Community College works out to $5,095.00, landing it in the Very Low (<$10k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,167.00 |
| 25th | $2,334.00 |
| Median (50th) | $5,095.00 |
| 75th | $9,682.00 |
| 90th | $18,500.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $5,036.00 |
| Middle income | $5,000.00 |
| High income | $5,652.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,036.00 |
| Continuing-generation students | $5,500.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt gap between Pell and non-Pell graduates of Umpqua Community College stands at $960.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate classification for Umpqua Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 23.8% |
To give some context for these rates, Stafford loans disbursed at Umpqua Community College reach $91,443,544.00 covering 7,496 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 58 |
| Avg GI Bill amount | $4,135.00 |
| DoD Tuition Assistance recipients | 5 |
| Avg DoD Tuition Assistance | $2,162.00 |
Read more about military and veteran aid on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Umpqua Community College, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.