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Can You Afford Umpqua Community College?

Below is the data on what it actually costs to attend Umpqua Community College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$17,613.00 Cost of Attendance
$8,340.00 Avg Net Price
$5,095.00 Median Grad Debt

Use the section links below to navigate this overview:

The Cost of Attending Umpqua Community College?

Published attendance costs at Umpqua Community College is about $17,613.00 for a single academic year.

Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.

Sticker Cost for Students (no aid)

Tuition and fees $6,104.00
+ Room, board & other expenses $11,509.00
Total cost $17,613.00
That is 9% below the national average net price.

After-Aid Net Price for Students (with average aid)

Total cost $17,613.00
− Grants and scholarships −$9,100.00
Net price $8,513.00
That is 56% below the national average net price.

Net Price for Low-Income Undergraduates

Total cost $17,613.00
− Grants and scholarships −$10,736.00
Net price $6,877.00
That is 64% below the national average net price.
Explore each piece on tuition and fees plus living costs.

Estimating the Total Cost of a Degree at Umpqua Community College

Costs have trended upward in recent years at about 5.0% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 5.0% 5.0% 5.0%
Freshman year $7,218.00 $8,935.00 $18,487.00
Senior year $8,346.00 $10,332.00 $21,376.00
Total 4-year net price $31,092.00 $38,489.00 $79,632.00
10-year loan interest @ 6.8% $11,845.00 $14,663.00 $30,337.00
Total monthly payment $358.00 $443.00 $916.00
Total amount paid $42,937.00 $53,152.00 $109,969.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 5.0% 5.0% 5.0%
Freshman year $7,218.00 $8,935.00 $18,487.00
Senior year $7,576.00 $9,378.00 $19,403.00
Total 2-year net price $14,794.00 $18,314.00 $37,890.00
10-year loan interest @ 6.8% $5,636.00 $6,977.00 $14,435.00
Total monthly payment $170.00 $211.00 $436.00
Total amount paid $20,430.00 $25,290.00 $52,325.00

Jump to the net-price detail in the net price section below.

Net Price at Umpqua Community College

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $8,340.00
Average net price (off-campus) $10,168.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $8,930.00
$30,000 to $48,000 $9,840.00
$48,001 to $75,000 $11,675.00
$75,001 to $110,000 $12,810.00
Over $110,000 $14,581.00

Use Umpqua Community College Net Price Calculator, or visit the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

How Much Do Students Borrow at Umpqua Community College

The median graduating debt at Umpqua Community College works out to $5,095.00, landing it in the Very Low (<$10k) debt-burden bucket.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $1,167.00
25th $2,334.00
Median (50th) $5,095.00
75th $9,682.00
90th $18,500.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

For the full borrowing and repayment picture, see the student-loan-debt breakdown.

Debt by Family Income at Umpqua Community College

Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $5,036.00
Middle income $5,000.00
High income $5,652.00

First-Generation Debt Outcomes at Umpqua Community College

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $5,036.00
Continuing-generation students $5,500.00

Pell-Eligible Debt Outcomes at Umpqua Community College

Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.

The median debt gap between Pell and non-Pell graduates of Umpqua Community College stands at $960.00. This school carries a federal Pell-debt-inequity flag.

Default Rates and Repayment at Umpqua Community College

The federal default-rate classification for Umpqua Community College is Low (<5%).

Window Cohort default rate
2-year 23.8%

To give some context for these rates, Stafford loans disbursed at Umpqua Community College reach $91,443,544.00 covering 7,496 student borrowers.

Veteran Benefits at Umpqua Community College

Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.

GI Bill recipients 58
Avg GI Bill amount $4,135.00
DoD Tuition Assistance recipients 5
Avg DoD Tuition Assistance $2,162.00

Read more about military and veteran aid on the veteran aid breakdown.

Questions to Ask Before You Commit

Numbers only tell part of the story. As you weigh Umpqua Community College, think through the questions below:

Use the pages below to go deeper on a specific part of the cost story:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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