by our College Data Analytics TeamA large number of students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Union Commonwealth University can seem overpowering, but remember that the majority of students are given some form of financial assistance.
What financial aid options can Union College offer you, and what will you qualify for? Keep reading for more information. Keep scrolling to see just how much financial aid could be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The information provided on this page can help you determine how much aid you may receive from Union Commonwealth University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. However, some types of aid are more desirable than others, and some students will receive more than others.
At Union Commonwealth University, 100% of new full-time first-years were awarded at least some aid around 197 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $26,961 |
| Institutional grants & scholarships | 100% | $19,794 |
| Federal Pell grants | 52% | $6,810 |
| State/local grants | 49% | $7,258 |
| Federal student loans | 61% | $5,136 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Union College, roughly 96% of undergraduates were awarded grant or scholarship aid averaging $24,379 (for some 711 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $24,379 |
| Federal Pell grants | 53% | $6,068 |
| Federal student loans | 61% | $6,364 |
On-campus students receiving title-IV aid were awarded grants averaging $23,011.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,114 |
| $30,001 – $75,000 | $20,625 |
| Over $75,000 | $44,375 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $21,311 |
| Off-campus title-IV students | $23,906 |
For a personalized estimate based on your family’s financial situation, use Union College’s online cost calculator: www.unionky.edu/admissions-aid/cost-aid.
A typical borrower at Union College leaves with $14,250 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,250 |
| Median federal debt (graduates only) | $24,250 |
| Typical 10-year monthly payment (graduates) | $257.09/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The numbers below show the full range, not just the middle of the distribution. The four reference points below map the debt distribution at Union College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $25,000 |
| 90th percentile (highest-debt students) | $34,500 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $14,250 |
| Middle income | $13,250 |
| High income | $15,000 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,000 |
| Continuing-generation students | $15,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,750 |
| Independent students | $12,500 |
The figure below distills the debt data into a single burden category for Union College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The aggregate figures below show how active the program is at Union College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 6743 |
| Total Stafford loan amount | $139,724,664 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 11 |
| Total GI Bill amount | $133,595 |
| Average GI Bill amount per recipient | $12,145 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.