by our College Data Analytics TeamA large number of students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Union Adventist University can sound tremendous, but do not forget that almost all students get some type of financial help.
Just what financial aid solutions can Union College provide, and just what are you going to be eligible for? Keep reading for answers. Scroll down to discover how much school funding could be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from Union Adventist University.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. However, some types of aid are more desirable than others, and some students will receive more than others.
For incoming first-year students at Union Adventist University, 100% of entering full-time freshmen got some type of financial assistance roughly 90 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $17,346 |
| Institutional grants & scholarships | 100% | $14,410 |
| Federal Pell grants | 37% | $5,546 |
| State/local grants | 17% | $3,473 |
| Federal student loans | 81% | $4,106 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Across the undergraduate body at Union College, approximately 83% of undergrads got grants or scholarships worth on average $17,407 (covering around 472 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 83% | $17,407 |
| Federal Pell grants | 31% | $5,409 |
| Federal student loans | 61% | $5,577 |
For students living on campus and receiving title-IV aid, grants averaged $18,383.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $18,916 |
| $30,001 – $75,000 | $17,429 |
| Over $75,000 | $24,377 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $23,716 |
| Off-campus title-IV students | $20,884 |
To get a personalized net price estimate, try Union College’s net price calculator: www.uau.edu/net-price-calculator.
The middle student in the debt distribution at Union College owes $18,750 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $18,750 |
| Median federal debt (graduates only) | $27,000 |
| Typical 10-year monthly payment (graduates) | $286.24/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The percentiles below describe the cumulative federal debt distribution for borrowers at Union College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,500 |
| 25th percentile | $7,600 |
| 75th percentile | $30,000 |
| 90th percentile (highest-debt students) | $39,250 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $24,500 |
| Middle income | $16,938 |
| High income | $16,924 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,500 |
| Continuing-generation students | $16,931 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $17,473 |
| Independent students | $25,250 |
These indicators are derived from the underlying debt data and summarize the overall picture at Union College.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at Union College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3234 |
| Total Stafford loan amount | $68,188,805 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 4 |
| Total GI Bill amount | $75,481 |
| Average GI Bill amount per recipient | $18,870 |
References
More about our data sources and methodologies.