The majority of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Union College can sound overpowering, but remember that the majority of students get some type of financial assistance.
What financial aid options can Union College offer, and what will you qualify for? Keep reading for more information. Read on to find out what amount of financial assistance will be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The information provided on this page can help you determine how much aid you may receive from Union College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For freshmen starting at Union College, 97% of new full-time first-years were awarded at least some aid around 532 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $42,534 |
| Institutional grants & scholarships | 96% | $40,809 |
| Federal Pell grants | 16% | $6,137 |
| State/local grants | 10% | $6,750 |
| Federal student loans | 45% | $5,029 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At Union College, some 92% of undergraduates were awarded grant or scholarship aid averaging $40,693 (across roughly 1915 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 92% | $40,693 |
| Federal Pell grants | 14% | $5,712 |
| Federal student loans | 44% | $6,069 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $50,000.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,362 |
| $30,001 – $75,000 | $18,808 |
| Over $75,000 | $44,215 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $34,561 |
| Off-campus title-IV students | $36,000 |
For a personalized estimate based on your family’s financial situation, use Union College’s net price tool: npc.collegeboard.org/student/app/union.
A typical borrower at Union College leaves with $21,085 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $21,085 |
| Median federal debt (graduates only) | $25,337 |
| Typical 10-year monthly payment (graduates) | $268.61/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
A single median figure conceals how much debt outcomes differ student to student. The percentiles below describe the cumulative federal debt distribution for borrowers at Union College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $12,600 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $28,824 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $18,560 |
| Middle income | $19,250 |
| High income | $22,000 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,000 |
| Continuing-generation students | $22,911 |
A handful of calculated indicators summarize the debt outlook at Union College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The aggregate figures below show how active the program is at Union College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4686 |
| Total Stafford loan amount | $69,264,796 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 9 |
| Total GI Bill amount | $227,878 |
| Average GI Bill amount per recipient | $25,320 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.