by our College Data Analytics TeamA large number of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to UCNJ Union College of Union County, New Jersey can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
What financial aid options can Union County College offer you, and what will you qualify for? Keep reading for more information. Read on to learn how much school funding will be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from UCNJ Union College of Union County, New Jersey.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Looking at the entering class at UCNJ Union College of Union County, New Jersey, 73% of first-year full-time students received aid of some kind around 923 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 71% | $6,824 |
| Institutional grants & scholarships | 6% | $1,593 |
| Federal Pell grants | 58% | $5,775 |
| State/local grants | 46% | $3,035 |
| Federal student loans | 3% | $4,644 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Across the undergraduate body at Union County College, around 58% of undergrads got grants or scholarships worth on average $5,836 (among about 4717 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 58% | $5,836 |
| Federal Pell grants | 43% | $4,613 |
| Federal student loans | 7% | $5,897 |
Title-IV recipients living on campus saw average grant aid of $5,312.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $6,284 |
| $30,001 – $75,000 | $7,226 |
| Over $75,000 | $11,387 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $8,257 |
| Off-campus title-IV students | $7,251 |
To project your own net price, use Union County College’s official net price calculator: www.ucc.edu/npc/.
Graduating students at Union County College carry a median federal student debt of $8,500 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,500 |
| Median federal debt (graduates only) | $15,091 |
| Typical 10-year monthly payment (graduates) | $159.99/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
A single median figure conceals how much debt outcomes differ student to student. The figures below chart the debt distribution at Union County College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,000 |
| 75th percentile | $11,754 |
| 90th percentile (highest-debt students) | $20,250 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,003 |
| Middle income | $9,243 |
| High income | $6,650 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,500 |
| Continuing-generation students | $8,250 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $10,920 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Union County College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The aggregate figures below show how active the program is at Union County College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 11001 |
| Total Stafford loan amount | $115,834,887 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 108 |
| Total GI Bill amount | $562,531 |
| Average GI Bill amount per recipient | $5,209 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.