by our College Data Analytics TeamMany students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Union University can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
Just what financing solutions does Union provide, and just what are you going to be eligible for? Keep scrolling for answers. Scroll down to learn what amount of financial assistance will be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The information provided on this page can help you determine how much aid you may receive from Union University.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. However, some types of aid are more desirable than others, and some students will receive more than others.
At Union University, 100% of first-time, full-time freshmen received some form of financial aid roughly 309 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $30,120 |
| Institutional grants & scholarships | 98% | $24,791 |
| Federal Pell grants | 30% | $5,353 |
| State/local grants | 66% | $5,969 |
| Federal student loans | 41% | $6,621 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Across the undergraduate body at Union, around 84% of undergraduate students received gift aid averaging $25,171 (across approximately 1589 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 84% | $25,171 |
| Federal Pell grants | 25% | $5,290 |
| Federal student loans | 42% | $6,961 |
On-campus students receiving title-IV aid were awarded grants averaging $31,192.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $23,660 |
| $30,001 – $75,000 | $23,621 |
| Over $75,000 | $28,824 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $27,171 |
| Off-campus title-IV students | $26,815 |
For a personalized estimate based on your family’s financial situation, use Union’s net price calculator: www.uu.edu/financialaid/undergraduate/npc/.
A typical borrower at Union leaves with $16,666 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $16,666 |
| Median federal debt (graduates only) | $20,714 |
| Typical 10-year monthly payment (graduates) | $219.6/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at Union.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,250 |
| 25th percentile | $9,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $33,000 |
Median debt varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $16,500 |
| Middle income | $16,800 |
| High income | $17,625 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,667 |
| Continuing-generation students | $16,666 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $16,768 |
| Independent students | $16,666 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Union.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The aggregate figures below show how active the program is at Union:
| Metric | Value |
|---|---|
| Stafford loan recipients | 12614 |
| Total Stafford loan amount | $372,807,993 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 34 |
| Total GI Bill amount | $884,630 |
| Average GI Bill amount per recipient | $26,019 |
References
More about our data sources and methodologies.