by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Unitech Training Academy-Alexandria, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at Unitech Training Academy-Alexandria, 75% of incoming students take out a loan to help cover first-year costs, borrowing on average $6,214 each, across private and federal loan sources.
The average federal loan is $6,214. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
For undergraduates overall at Unitech Training Academy-Alexandria, 74% take out federal student loans, borrowing on average $5,454 each per year. That amounts to 12.2% lower than the $6,214 typical freshmen borrow.
Repeating that yearly amount projects to about $10,908 in two years and roughly $21,816 by the fourth year. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 74% |
| Average federal loan per year | $5,454 |
| Undergraduates with a federal loan | 235 |
| Total federal loans (one year) | $1,281,714 |
The median student at Unitech Training Academy-Alexandria borrows $6,859 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,859 |
| Students who completed (graduates) | $8,721 |
| Students who withdrew | $4,533 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Unitech Training Academy-Alexandria.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,748 |
| 25th percentile | $4,295 |
| 75th percentile | $9,990 |
| 90th percentile (highest-debt students) | $11,833 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Unitech Training Academy-Alexandria.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Unitech Training Academy-Alexandria.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 394 | $4,037 |
| Completed (graduates) | 286 | $4,162 |
| Did not complete | 108 | $3,159 |
On a standard 10-year plan, the median completing borrower would pay about $49.49/mo.
Federal data lets us separate Stafford borrowers from the rest at Unitech Training Academy-Alexandria.
Borrowers With Any Stafford Loan
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 384 | — |
| No Stafford loan | 10 | — |
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 369 | $4,037 |
| No Stafford loan this year | 25 | $4,000 |
These figures turn the debt totals into a monthly repayment picture for Unitech Training Academy-Alexandria.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Unitech Training Academy-Alexandria follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 26.0% |
| Borrowers in the cohort | 929 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,480 |
| Middle income | $6,454 |
| High income | $5,496 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,748 |
| Continuing-generation students | $8,305 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,498 |
| Independent students | $8,395 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Unitech Training Academy-Alexandria.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.