by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Unitech Training Academy-Baton Rouge— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Among first-year students at Unitech Training Academy-Baton Rouge, 76% of freshmen borrow to help pay for their first year, for an average of $6,139 each — a figure that counts both private and federal student loans.
Federal loans alone average $6,139. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Counting every undergraduate at Unitech Training Academy-Baton Rouge, 79% take out federal student loans, with a mean of $5,355 per year. This is 12.8% lower than the $6,139 freshmen take on.
Borrowing at that rate every year works out to about $10,710 across two years and $21,420 over four years. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 79% |
| Average federal loan per year | $5,355 |
| Undergraduates with a federal loan | 174 |
| Total federal loans (one year) | $931,824 |
The median student at Unitech Training Academy-Baton Rouge borrows $6,859 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,859 |
| Students who completed (graduates) | $8,721 |
| Students who withdrew | $4,533 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Unitech Training Academy-Baton Rouge.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,748 |
| 25th percentile | $4,295 |
| 75th percentile | $9,990 |
| 90th percentile (highest-debt students) | $11,833 |
How wide this percentile range is tells you how much borrowing varies across students at Unitech Training Academy-Baton Rouge.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Unitech Training Academy-Baton Rouge.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 394 | $4,037 |
| Completed (graduates) | 286 | $4,162 |
| Did not complete | 108 | $3,159 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $49.49/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Unitech Training Academy-Baton Rouge.
Stafford vs Non-Stafford (any year)
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 384 | — |
| No Stafford loan | 10 | — |
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 369 | $4,037 |
| No Stafford loan this year | 25 | $4,000 |
These figures turn the debt totals into a monthly repayment picture for Unitech Training Academy-Baton Rouge.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Unitech Training Academy-Baton Rouge follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 26.0% |
| Borrowers in the cohort | 929 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,480 |
| Middle income | $6,454 |
| High income | $5,496 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,748 |
| Continuing-generation students | $8,305 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,498 |
| Independent students | $8,395 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Unitech Training Academy-Baton Rouge.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.