by our College Data Analytics TeamThis page focuses on the debt students take on to attend United Education Institute-Las Vegas, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at United Education Institute-Las Vegas, 98% of incoming undergraduates borrow in year one, for an average of $11,233 each, across private and federal loan sources.
On the federal side, the average loan is $7,700. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
For undergraduates overall at United Education Institute-Las Vegas, 75% borrow through federal student loan programs, at an average of $6,800 in federal loans per year. That is 11.7% smaller than the freshman federal average of $7,700.
Borrowing at that rate every year works out to about $13,600 after two years and $27,200 after four. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 75% |
| Average federal loan per year | $6,800 |
| Undergraduates with a federal loan | 980 |
| Total federal loans (one year) | $6,664,099 |
Graduating and withdrawing students at United Education Institute-Las Vegas carry a median federal debt of $9,433 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,433 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $4,598 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for United Education Institute-Las Vegas.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $9,500 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at United Education Institute-Las Vegas.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for United Education Institute-Las Vegas.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 490 | $7,843 |
| Completed (graduates) | 375 | $7,947 |
| Did not complete | 115 | $5,141 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $94.5/mo.
Federal data lets us separate Stafford borrowers from the rest at United Education Institute-Las Vegas.
Borrowers With Any Stafford Loan
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 470 | $7,894 |
| No Stafford loan | 20 | $2,844 |
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 456 | $7,894 |
| No Stafford loan this year | 34 | $3,073 |
Repayment burden translates the debt figures into what a borrower actually pays each month. United Education Institute-Las Vegas.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for United Education Institute-Las Vegas is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 13.9% |
| Borrowers in the cohort | 194 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,445 |
| Middle income | $8,914 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,433 |
| Continuing-generation students | $9,449 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at United Education Institute-Las Vegas.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.