by our College Data Analytics TeamThis guide covers the real cost of attending United States Merchant Marine Academy, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the links below to jump straight to any section on this page:
The total published cost of attendance at United States Merchant Marine Academy comes to about $9,547.00 annually.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $895.00 |
| + Room, board & other expenses | $8,652.00 |
| Total cost | $9,547.00 |
| That is 50% below the national average net price. |
| Total cost | $9,547.00 |
| − Grants and scholarships | −$2,994.00 |
| Net price | $6,553.00 |
| That is 66% below the national average net price. |
| Total cost | $9,547.00 |
| − Grants and scholarships | −$7,395.00 |
| Net price | $2,152.00 |
| That is 89% below the national average net price. | |
| Explore each piece on tuition and fees and living costs. |
Cost of attendance here has been rising at a recent average of 5.9% annually, so the projections below total more than one year of attendance. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.9% | 5.9% | 5.9% |
| Freshman year | $2,279.00 | $6,939.00 | $10,110.00 |
| Senior year | $2,706.00 | $8,241.00 | $12,006.00 |
| Total 4-year net price | $9,954.00 | $30,311.00 | $44,159.00 |
| 10-year loan interest @ 6.8% | $3,792.00 | $11,547.00 | $16,823.00 |
| Total monthly payment | $115.00 | $349.00 | $508.00 |
| Total amount paid | $13,746.00 | $41,858.00 | $60,982.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.9% | 5.9% | 5.9% |
| Freshman year | $2,279.00 | $6,939.00 | $10,110.00 |
| Senior year | $2,413.00 | $7,349.00 | $10,706.00 |
| Total 2-year net price | $4,692.00 | $14,288.00 | $20,816.00 |
| 10-year loan interest @ 6.8% | $1,788.00 | $5,443.00 | $7,930.00 |
| Total monthly payment | $54.00 | $164.00 | $240.00 |
| Total amount paid | $6,480.00 | $19,731.00 | $28,746.00 |
Jump to the net-price detail in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $6,174.00 |
| Average net price (off-campus) | $7,506.00 |
The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,476.00 |
| $30,000 to $48,000 | $4,752.00 |
| $48,001 to $75,000 | $8,250.00 |
| $75,001 to $110,000 | $9,278.00 |
| Over $110,000 | $9,547.00 |
Estimate your specific net price using the school’s United States Merchant Marine Academy Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The median amount borrowed by graduates of United States Merchant Marine Academy comes to $6,500.00, categorized as a Very Low (<$10k) debt-load classification.
Read the complete debt breakdown on the student loan debt page.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $6,500.00 |
| Continuing-generation students | $6,500.00 |
The Department of Education default-rate tier for United States Merchant Marine Academy is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.2% |
For a sense of scale, Stafford disbursements at United States Merchant Marine Academy come to $3,414,347.00 spread across 441 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 7 |
| Avg GI Bill amount | $4,135.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Numbers only tell part of the story. As you weigh United States Merchant Marine Academy, keep these questions in mind:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.