by our College Data Analytics TeamThe majority of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Universal Technical Institute of Texas Inc. can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
Just what financial aid solutions can UTI Houston provide, and just what are you going to be eligible for? Keep reading for answers. Scroll down to find out just how much financial aid will be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Continue reading to find information to help you understand just how much assistance you can expect to receive from Universal Technical Institute of Texas Inc..
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For freshmen starting at Universal Technical Institute of Texas Inc., 96% of entering full-time freshmen got some type of financial assistance (about 980 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 86% | $6,046 |
| Institutional grants & scholarships | 29% | $2,252 |
| Federal Pell grants | 76% | $5,774 |
| State/local grants | 0% | — |
| Federal student loans | 75% | $6,678 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At UTI Houston, around 77% of undergrads got grants or scholarships worth on average $5,085 (covering around 2075 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 77% | $5,085 |
| Federal Pell grants | 60% | $5,020 |
| Federal student loans | 59% | $6,412 |
Title-IV recipients living on campus saw average grant aid of $5,364.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $19,282 |
| $30,001 – $75,000 | $20,438 |
| Over $75,000 | $25,841 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $23,096 |
| Off-campus title-IV students | $20,819 |
For a personalized estimate based on your family’s financial situation, use UTI Houston’s net price calculator: www.uti.edu/admissions/tuition.
The median federal debt load at UTI Houston comes to $11,574 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $11,574 |
| Median federal debt (graduates only) | $14,267 |
| Typical 10-year monthly payment (graduates) | $151.25/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at UTI Houston.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $6,188 |
| 75th percentile | $18,084 |
| 90th percentile (highest-debt students) | $22,625 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $11,166 |
| Middle income | $11,999 |
| High income | $11,899 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $11,188 |
| Continuing-generation students | $12,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,688 |
| Independent students | $10,594 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. UTI Houston.
Most undergraduate borrowing runs through the federal Stafford loan program. The annual Stafford volume below reflects program activity at UTI Houston:
| Metric | Value |
|---|---|
| Stafford loan recipients | 40167 |
| Total Stafford loan amount | $517,855,692 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 349 |
| Total GI Bill amount | $4,930,797 |
| Average GI Bill amount per recipient | $14,128 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.