by our College Data Analytics TeamThis page focuses on the debt students take on to attend Universidad Adventista de las Antillas— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At Universidad Adventista de las Antillas, 5% of new students use loans toward freshman-year expenses, averaging $3,500 each, across private and federal loan sources.
The average federally funded loan is $3,500, equal to roughly 63.6% of the $5,500 first-year federal borrowing limit for a typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Among all degree-seeking undergrads at Universidad Adventista de las Antillas, 26% finance part of their studies with federal loans, for a typical $5,538 each per year. This works out to 58.2% more than the $3,500 borrowed by freshmen.
At a steady annual pace, that totals around $11,076 by year two and around $22,152 over four years. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 26% |
| Average federal loan per year | $5,538 |
| Undergraduates with a federal loan | 200 |
| Total federal loans (one year) | $1,107,665 |
Graduating and withdrawing students at Universidad Adventista de las Antillas carry a median federal debt of $11,725 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $11,725 |
| Students who completed (graduates) | $15,750 |
| Students who withdrew | $7,600 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Universidad Adventista de las Antillas.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,000 |
| 25th percentile | $4,000 |
| 75th percentile | $20,500 |
| 90th percentile (highest-debt students) | $31,000 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Universidad Adventista de las Antillas.
Repayment burden translates the debt figures into what a borrower actually pays each month. Universidad Adventista de las Antillas.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Universidad Adventista de las Antillas appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 14.1% |
| Borrowers in the cohort | 226 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,000 |
| Middle income | $11,000 |
| High income | $8,100 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,000 |
| Continuing-generation students | $10,000 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,475 |
| Independent students | $21,875 |
Federal data publishes the following gap measures for Universidad Adventista de las Antillas.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.