by our College Data Analytics TeamThis page focuses on the debt students take on to attend Universidad Central Del Caribe, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at UCC, 0% of incoming students take out a loan to help cover first-year costs.
Looking at all undergraduates at UCC, freshmen included, 18% borrow through federal student loan programs, with a mean of $5,183 per year.
Repeating that yearly amount projects to about $10,366 by year two and around $20,732 by the fourth year. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 18% |
| Average federal loan per year | $5,183 |
| Undergraduates with a federal loan | 16 |
| Total federal loans (one year) | $82,925 |
The middle borrower at UCC owes $7,050 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,050 |
| Students who completed (graduates) | $7,363 |
These figures turn the debt totals into a monthly repayment picture for UCC.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for UCC follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.8% |
| Borrowers in the cohort | 154 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.