by our College Data Analytics TeamThe majority of students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Universidad Teologica del Caribe can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
What financing options does UTC offer, and what will you qualify for? Keep scrolling for more information. Keep scrolling to learn how much school funding will be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from Universidad Teologica del Caribe.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Among first-time, full-time freshmen at Universidad Teologica del Caribe, 80% of entering full-time freshmen got some type of financial assistance (about 4 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $2,465 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 80% | $2,465 |
| State/local grants | 0% | — |
| Federal student loans | 0% | — |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At UTC, approximately 98% of undergrads got grants or scholarships worth on average $3,805 (across roughly 186 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $3,805 |
| Federal Pell grants | 98% | $3,805 |
| Federal student loans | 67% | $4,986 |
Title-IV recipients living on campus saw average grant aid of $2,465.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,987 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $9,045 |
| Off-campus title-IV students | $11,987 |
To get a personalized net price estimate, try UTC’s official net price calculator: utcpr.edu/Section.aspx.
A typical borrower at UTC leaves with $5,750 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,750 |
| Median federal debt (graduates only) | $12,050 |
| Typical 10-year monthly payment (graduates) | $127.75/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Looking only at the median can be misleading because it hides the spread. Use the percentiles below to see the debt range at UTC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,054 |
| 75th percentile | $13,125 |
A handful of calculated indicators summarize the debt outlook at UTC.
Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at UTC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 402 |
| Total Stafford loan amount | $4,417,252 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 18 |
| Total GI Bill amount | $59,468 |
| Average GI Bill amount per recipient | $3,304 |
References
More about our data sources and methodologies.