by our College Data Analytics TeamMany students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at University at Buffalo can sound overpowering, but remember that the majority of students get some type of financial assistance.
What financial aid options can University at Buffalo offer you, and what will you qualify for? Keep reading for more information. Read on to see how much school funding could be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from University at Buffalo.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. However, some types of aid are more desirable than others, and some students will receive more than others.
At University at Buffalo, 86% of first-year full-time students received aid of some kind around 3674 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 76% | $10,663 |
| Institutional grants & scholarships | 71% | $4,170 |
| Federal Pell grants | 39% | $5,889 |
| State/local grants | 52% | $5,290 |
| Federal student loans | 46% | $5,162 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At University at Buffalo, approximately 61% of undergraduates were awarded an average grant or scholarship of $10,093 (across roughly 12385 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 61% | $10,093 |
| Federal Pell grants | 33% | $5,869 |
| Federal student loans | 40% | $6,248 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $9,790.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,156 |
| $30,001 – $75,000 | $18,848 |
| Over $75,000 | $25,507 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $20,995 |
| Off-campus title-IV students | $20,470 |
To get a personalized net price estimate, try University at Buffalo’s official net price calculator: financialaid.buffalo.edu/net-price-calculator/.
The median student at University at Buffalo graduates with $14,250 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,250 |
| Median federal debt (graduates only) | $19,000 |
| Typical 10-year monthly payment (graduates) | $201.43/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The numbers below show the full range, not just the middle of the distribution. Use the percentiles below to see the debt range at University at Buffalo.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $6,600 |
| 75th percentile | $24,403 |
| 90th percentile (highest-debt students) | $29,400 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $13,000 |
| Middle income | $14,000 |
| High income | $15,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,000 |
| Continuing-generation students | $15,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,291 |
| Independent students | $13,667 |
A handful of calculated indicators summarize the debt outlook at University at Buffalo.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at University at Buffalo:
| Metric | Value |
|---|---|
| Stafford loan recipients | 81829 |
| Total Stafford loan amount | $2,241,226,390 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 174 |
| Total GI Bill amount | $1,633,879 |
| Average GI Bill amount per recipient | $9,390 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.