by our College Data Analytics TeamThe majority of students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at University of Alabama at Birmingham can sound overwhelming, but bear in mind that many students get some type of financial aid.
Just what financial assistance solutions will UAB deliver, and just what are you going to be eligible for? Read on for answers. Scroll down to learn what amount of financial assistance will be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Read on to get a sense of the financial assistance available at University of Alabama at Birmingham.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. However, some types of aid are more desirable than others, and some students will receive more than others.
For freshmen starting at University of Alabama at Birmingham, 95% of first-time, full-time freshmen received some form of financial aid roughly 1946 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 90% | $11,025 |
| Institutional grants & scholarships | 76% | $9,131 |
| Federal Pell grants | 42% | $6,870 |
| State/local grants | 0% | $920 |
| Federal student loans | 51% | $5,148 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Here, some 73% of undergraduate students received gift aid averaging $10,950 (across approximately 9053 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 73% | $10,950 |
| Federal Pell grants | 34% | $6,837 |
| Federal student loans | 40% | $6,793 |
Title-IV recipients living on campus saw average grant aid of $9,396.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,175 |
| $30,001 – $75,000 | $17,110 |
| Over $75,000 | $21,162 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $18,749 |
| Off-campus title-IV students | $17,727 |
To project your own net price, use UAB’s net price calculator: [tcc.ruffalonl.com/University of Alabama at Birmingham/Freshman-Students](https://tcc.ruffalonl.com/University of Alabama at Birmingham/Freshman-Students).
The median student at UAB graduates with $15,832 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,832 |
| Median federal debt (graduates only) | $22,300 |
| Typical 10-year monthly payment (graduates) | $236.42/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Looking only at the median can be misleading because it hides the spread. The four reference points below map the debt distribution at UAB.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $6,250 |
| 75th percentile | $26,082 |
| 90th percentile (highest-debt students) | $37,540 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $16,666 |
| Middle income | $15,985 |
| High income | $15,000 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,250 |
| Continuing-generation students | $15,188 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,250 |
| Independent students | $16,944 |
A handful of calculated indicators summarize the debt outlook at UAB.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at UAB:
| Metric | Value |
|---|---|
| Stafford loan recipients | 60696 |
| Total Stafford loan amount | $1,856,802,812 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 433 |
| Total GI Bill amount | $4,420,143 |
| Average GI Bill amount per recipient | $10,208 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 43 |
| Total DoD amount | $112,300 |
| Average DoD amount per recipient | $2,612 |
References
More about our data sources and methodologies.