University of Alaska Southeast Student Debt & Borrowing

Here you will find what students actually borrow to attend University of Alaska Southeast: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.

Freshman Loans
Average Undergraduate Loans
How Much Students Borrow
How Debt Is Distributed
Total Borrowing Including PLUS Loans
Borrowing by Loan Type
Repayment Burden
Student Loan Default Rates
Who Borrows the Most
Debt Equity Indicators
Understanding Student Loans
References

How Much Freshmen Borrow at University of Alaska Southeast

Looking at the entering class at UAS, 20% of freshmen borrow to help pay for their first year, at roughly $4,181 per student, private and federal loans combined.

The typical federal loan comes to $4,014, which is 73.0% of the typical first-year dependent student borrowing cap of $5,500. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.

What All Undergrads Borrow at University of Alaska Southeast

For undergraduates overall at UAS, 21% finance part of their studies with federal loans, with a mean of $6,523 a year. This is 62.5% greater than the $4,014 typical freshmen borrow.

Repeating that yearly amount projects to about $13,046 after two years and $26,092 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.

Undergraduate federal borrowing	Value
Share using federal loans	21%
Average federal loan per year	$6,523
Undergraduates with a federal loan	189
Total federal loans (one year)	$1,232,928

Typical Student Debt at University of Alaska Southeast

The median student at UAS borrows $10,500 in federal student loans.

Borrower group	Median federal debt
All federal borrowers	$10,500
Students who completed (graduates)	$19,111
Students who withdrew	$8,928

Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.

The Range of Student Debt at this School

Half of all borrowers fall between the 25th and 75th percentiles shown below for UAS.

Percentile	Cumulative Federal Debt
10th percentile (lowest-debt students)	$2,500
25th percentile	$4,500
75th percentile	$19,609
90th percentile (highest-debt students)	$33,279

The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at UAS.

Total Borrowing Including PLUS Loans at University of Alaska Southeast

The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at UAS.

Group	Borrowers	Median debt incl. PLUS
All borrowers	196	$14,401
Completed (graduates)	45	$22,983
Did not complete	151	$13,892

For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $273.29/mo.

Borrowing by Loan Type at University of Alaska Southeast

The split below distinguishes Stafford borrowers from non-Stafford borrowers at UAS.

Stafford This Year vs Not

Cohort	Borrowers	Median debt incl. PLUS
Stafford loan this year	102	$13,801
No Stafford loan this year	94	$15,527

What It Costs to Repay at University of Alaska Southeast

These figures turn the debt totals into a monthly repayment picture for UAS.

Estimated standard 10-year payment: $202.61/mo (graduates, standard federal repayment schedule)
Overall burden tier: Low ($10-20k)
Distribution range: approximately $30,779 between the lowest- and highest-debt typical-borrower cohort

Student Loan Default Rates at University of Alaska Southeast

The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for UAS is shown below.

Metric	Value
2-year cohort default rate	9.3%
Borrowers in the cohort	428

A lower default rate generally signals that graduates earn enough to manage their loan payments.

Who Borrows the Most at University of Alaska Southeast

Borrowing varies by family income, by first-generation status, and by dependency status.

Median Debt by Income Bracket

Income tier	Median federal debt
Low income	$12,498
Middle income	$10,000
High income	$8,258

First-Generation Comparison

Cohort	Median federal debt
First-generation students	$11,152
Continuing-generation students	$8,313

By Dependency Status

Cohort	Median federal debt
Dependent students	$7,717
Independent students	$12,500

Borrowing Gaps Between Student Groups at University of Alaska Southeast

Federal data publishes the following gap measures for UAS.

Pell-recipient debt differential: $3,593
Difference for first-generation students: $2,839
Difference between income tiers: $4,240
Difference in median debt by gender: $664
Flagged for Pell-recipient debt inequity: Yes — Pell-recipient debt outcomes exceed federal thresholds here

Student Loan Basics

Subsidized and Unsubsidized Loans

Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.

Important to Remember

Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.

External Resources

References

More about our data sources and methodologies.