by our College Data Analytics TeamThis guide covers the real cost of attending University of Arkansas at Monticello, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The total cost of attendance at University of Arkansas at Monticello came in between $20,741.00 and up to $26,306.00 across residency tiers.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $20,741.00 for in-state students versus $26,306.00 out-of-state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $9,292.00 |
| + Room, board & other expenses | $11,449.00 |
| Total cost | $20,741.00 |
| That is 8% above the national average net price. |
| Total cost | $20,741.00 |
| − Grants and scholarships | −$8,232.00 |
| Net price | $12,509.00 |
| That is 35% below the national average net price. |
| Total cost | $20,741.00 |
| − Grants and scholarships | −$8,893.00 |
| Net price | $11,848.00 |
| That is 38% below the national average net price. |
| Tuition and fees | $14,857.00 |
| + Room, board & other expenses | $11,449.00 |
| Total cost | $26,306.00 |
| That is 37% above the national average net price. |
| Total cost | $26,306.00 |
| − Grants and scholarships | −$8,232.00 |
| Net price | $18,074.00 |
| That is 6% below the national average net price. |
| Total cost | $26,306.00 |
| − Grants and scholarships | −$8,893.00 |
| Net price | $17,413.00 |
| That is 10% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus room and board. |
Costs have trended upward in recent years by around 2.3% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $12,121.00 | $12,797.00 | $21,218.00 |
| Senior year | $12,976.00 | $13,700.00 | $22,716.00 |
| Total 4-year net price | $50,181.00 | $52,980.00 | $87,846.00 |
| 10-year loan interest @ 6.8% | $19,117.00 | $20,184.00 | $33,466.00 |
| Total monthly payment | $577.00 | $610.00 | $1,011.00 |
| Total amount paid | $69,298.00 | $73,164.00 | $121,312.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $12,121.00 | $12,797.00 | $21,218.00 |
| Senior year | $12,399.00 | $13,091.00 | $21,706.00 |
| Total 2-year net price | $24,520.00 | $25,888.00 | $42,924.00 |
| 10-year loan interest @ 6.8% | $9,341.00 | $9,862.00 | $16,353.00 |
| Total monthly payment | $282.00 | $298.00 | $494.00 |
| Total amount paid | $33,861.00 | $35,750.00 | $59,277.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $17,814.00 | $18,490.00 | $26,911.00 |
| Senior year | $19,071.00 | $19,795.00 | $28,811.00 |
| Total 4-year net price | $73,751.00 | $76,550.00 | $111,416.00 |
| 10-year loan interest @ 6.8% | $28,096.00 | $29,163.00 | $42,445.00 |
| Total monthly payment | $849.00 | $881.00 | $1,282.00 |
| Total amount paid | $101,847.00 | $105,713.00 | $153,861.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $17,814.00 | $18,490.00 | $26,911.00 |
| Senior year | $18,223.00 | $18,915.00 | $27,530.00 |
| Total 2-year net price | $36,037.00 | $37,405.00 | $54,441.00 |
| 10-year loan interest @ 6.8% | $13,729.00 | $14,250.00 | $20,740.00 |
| Total monthly payment | $415.00 | $430.00 | $627.00 |
| Total amount paid | $49,766.00 | $51,655.00 | $75,181.00 |
Read more in the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $14,287.00 |
| Average net price (off-campus) | $14,013.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,803.00 |
| $30,000 to $48,000 | $12,742.00 |
| $48,001 to $75,000 | $14,976.00 |
| $75,001 to $110,000 | $18,179.00 |
| Over $110,000 | $18,311.00 |
Estimate your specific net price using the school’s University of Arkansas at Monticello Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The median graduating debt at University of Arkansas at Monticello amounts to $11,364.00, landing it in the Low ($10-20k) debt-burden bucket.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,684.00 |
| 25th | $3,750.00 |
| Median (50th) | $11,364.00 |
| 75th | $16,126.00 |
| 90th | $28,737.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $11,179.00 |
| Middle income | $11,828.00 |
| High income | $11,750.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $11,338.00 |
| Continuing-generation students | $11,967.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt difference between Pell-eligible and non-Pell graduates of University of Arkansas at Monticello is $2,500.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for University of Arkansas at Monticello is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.1% |
To give some context for these rates, Stafford loans disbursed at University of Arkansas at Monticello reach $227,557,391.00 distributed across 14,943 disbursements.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 18 |
| Avg GI Bill amount | $5,489.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh University of Arkansas at Monticello, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.