Most students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at University of Arkansas at Pine Bluff can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
What financing options does UAPB offer you, and what will you qualify for? Keep scrolling for more information. Keep going to see what amount of financial assistance could be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The information provided on this page can help you determine how much aid you may receive from University of Arkansas at Pine Bluff.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. However, some types of aid are more desirable than others, and some students will receive more than others.
Looking at the entering class at University of Arkansas at Pine Bluff, 96% of first-time, full-time freshmen received some form of financial aid approximately 369 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $10,883 |
| Institutional grants & scholarships | 45% | $10,078 |
| Federal Pell grants | 77% | $6,162 |
| State/local grants | 15% | $2,725 |
| Federal student loans | 63% | $5,504 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At this school, around 89% of undergraduates were awarded an average grant or scholarship of $12,409 (across approximately 1692 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 89% | $12,409 |
| Federal Pell grants | 70% | $5,806 |
| Federal student loans | 58% | $6,171 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $8,476.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,713 |
| $30,001 – $75,000 | $12,359 |
| Over $75,000 | $15,554 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,653 |
| Off-campus title-IV students | $11,679 |
For a customized cost estimate, visit UAPB’s net price calculator: www.uapb.edu/admissions/net-price-calculator.
The median federal debt load at UAPB comes to $14,328 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,328 |
| Median federal debt (graduates only) | $24,202 |
| Typical 10-year monthly payment (graduates) | $256.58/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Looking only at the median can be misleading because it hides the spread. The figures below chart the debt distribution at UAPB.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,980 |
| 25th percentile | $5,500 |
| 75th percentile | $26,749 |
| 90th percentile (highest-debt students) | $38,500 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $14,250 |
| Middle income | $14,250 |
| High income | $15,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,371 |
| Continuing-generation students | $14,250 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,500 |
| Independent students | $14,198 |
A handful of calculated indicators summarize the debt outlook at UAPB.
The Stafford program is the federal direct-loan vehicle most undergraduates use. These figures summarize annual Stafford program activity at UAPB:
| Metric | Value |
|---|---|
| Stafford loan recipients | 18551 |
| Total Stafford loan amount | $370,671,617 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 18 |
| Total GI Bill amount | $127,754 |
| Average GI Bill amount per recipient | $7,097 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.