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Can You Really Afford University of Arkansas?

This guide covers the real cost of attending University of Arkansas, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$26,161.00 Cost of Attendance
$18,209.00 Avg Net Price
$15,749.00 Median Grad Debt

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What You Will Pay to Attend University of Arkansas?

Cost of attendance at University of Arkansas varied between $26,161.00 and $46,023.00 depending on residency and living arrangement.

Where you live mattered — in-state students paid less than out-of-state students: around $26,161.00 in-state compared with $46,023.00 out-of-state.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

The Full Cost for Residents (no aid)

Tuition and fees $10,104.00
+ Room, board & other expenses $16,057.00
Total cost $26,161.00
That is 36% above the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $26,161.00
− Grants and scholarships −$9,558.00
Net price $16,603.00
That is 14% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $26,161.00
− Grants and scholarships −$13,448.00
Net price $12,713.00
That is 34% below the national average net price.

Sticker Cost for Non-Residents (no aid)

Tuition and fees $29,966.00
+ Room, board & other expenses $16,057.00
Total cost $46,023.00
That is 139% above the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $46,023.00
− Grants and scholarships −$9,558.00
Net price $36,465.00
That is 89% above the national average net price.

Low-Income Net Price for Non-Residents

Total cost $46,023.00
− Grants and scholarships −$13,448.00
Net price $32,575.00
That is 69% above the national average net price.
For the full breakdown, see the tuition & fees page plus room and board.

What a Full Degree Could Cost at University of Arkansas

Cost of attendance here has been rising by around 4.3% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.3% 4.3% 4.3%
Freshman year $13,263.00 $17,322.00 $27,293.00
Senior year $15,061.00 $19,669.00 $30,993.00
Total 4-year net price $56,597.00 $73,916.00 $116,467.00
10-year loan interest @ 6.8% $21,562.00 $28,159.00 $44,370.00
Total monthly payment $651.00 $851.00 $1,340.00
Total amount paid $78,159.00 $102,075.00 $160,837.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.3% 4.3% 4.3%
Freshman year $13,263.00 $17,322.00 $27,293.00
Senior year $13,837.00 $18,071.00 $28,474.00
Total 2-year net price $27,100.00 $35,393.00 $55,768.00
10-year loan interest @ 6.8% $10,324.00 $13,483.00 $21,245.00
Total monthly payment $312.00 $407.00 $642.00
Total amount paid $37,425.00 $48,876.00 $77,013.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.3% 4.3% 4.3%
Freshman year $33,985.00 $38,043.00 $48,015.00
Senior year $38,591.00 $43,200.00 $54,523.00
Total 4-year net price $145,022.00 $162,340.00 $204,892.00
10-year loan interest @ 6.8% $55,248.00 $61,846.00 $78,056.00
Total monthly payment $1,669.00 $1,868.00 $2,358.00
Total amount paid $200,270.00 $224,186.00 $282,948.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.3% 4.3% 4.3%
Freshman year $33,985.00 $38,043.00 $48,015.00
Senior year $35,456.00 $39,690.00 $50,093.00
Total 2-year net price $69,441.00 $77,733.00 $98,108.00
10-year loan interest @ 6.8% $26,454.00 $29,613.00 $37,376.00
Total monthly payment $799.00 $895.00 $1,129.00
Total amount paid $95,895.00 $107,346.00 $135,483.00

Read more in the Net Price section.

Net Price — What Students Actually Pay at University of Arkansas

Net price strips out grant and scholarship aid to show what families really pay. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $18,209.00
Average net price (off-campus) $17,525.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $13,017.00
$30,000 to $48,000 $14,115.00
$48,001 to $75,000 $17,379.00
$75,001 to $110,000 $19,755.00
Over $110,000 $20,991.00

Run your own numbers with the University of Arkansas Net Price Calculator, or get in touch with the financial aid office.

Dig into how aid is awarded on the financial aid breakdown.

Borrowing and Debt at University of Arkansas

Median graduate debt at University of Arkansas works out to $15,749.00, categorized as a Low ($10-20k) burden category.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $3,500.00
25th $5,500.00
Median (50th) $15,749.00
75th $26,000.00
90th $32,750.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Read the complete debt breakdown on the student loan debt page.

How Income Shapes Debt at University of Arkansas

Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $15,000.00
Middle income $15,250.00
High income $16,750.00

First-Gen vs Continuing-Gen Debt at University of Arkansas

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $15,250.00
Continuing-generation students $16,500.00

Debt by Pell Status at University of Arkansas

The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.

The gap between Pell-eligible and non-Pell median debt at University of Arkansas comes to $2,213.00. This school is flagged by the Department of Education for Pell-related debt inequity.

Loan Default & Repayment at University of Arkansas

The default-rate category at University of Arkansas is Low (<5%).

Window Cohort default rate
2-year 4.9%

To put the rates in context, Stafford loans at University of Arkansas add up to $1,256,233,886.00 covering 56,725 recipients.

Veterans Aid at University of Arkansas

Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.

GI Bill recipients 363
Avg GI Bill amount $7,021.00
DoD Tuition Assistance recipients 38
Avg DoD Tuition Assistance $2,145.00

Explore GI Bill and military aid in detail on the veteran aid breakdown.

Further Questions to Consider

Beyond the data above, it helps to ask a few questions when weighing University of Arkansas, think through the questions below:

Explore Further into University of Arkansas

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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