by our College Data Analytics TeamHere is what you can expect to pay at University of Baltimore, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
Published attendance costs at University of Baltimore ranged from $27,477.00 through $41,469.00 across residency tiers.
In-state residents qualified for the lower cost, with out-of-state students paying more: about $27,477.00 for in-state students versus $41,469.00 for out-of-state students.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $9,992.00 |
| + Room, board & other expenses | $17,485.00 |
| Total cost | $27,477.00 |
| That is 43% above the national average net price. |
| Total cost | $27,477.00 |
| − Grants and scholarships | −$12,538.00 |
| Net price | $14,939.00 |
| That is 22% below the national average net price. |
| Total cost | $27,477.00 |
| − Grants and scholarships | −$14,726.00 |
| Net price | $12,751.00 |
| That is 34% below the national average net price. |
| Tuition and fees | $23,984.00 |
| + Room, board & other expenses | $17,485.00 |
| Total cost | $41,469.00 |
| That is 115% above the national average net price. |
| Total cost | $41,469.00 |
| − Grants and scholarships | −$12,538.00 |
| Net price | $28,931.00 |
| That is 50% above the national average net price. |
| Total cost | $41,469.00 |
| − Grants and scholarships | −$14,726.00 |
| Net price | $26,743.00 |
| That is 39% above the national average net price. | |
| For the full breakdown, see tuition and fees and living costs. |
The reported cost series has been increasing at about 2.1% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.1% | 2.1% | 2.1% |
| Freshman year | $13,016.00 | $15,249.00 | $28,048.00 |
| Senior year | $13,844.00 | $16,219.00 | $29,831.00 |
| Total 4-year net price | $53,707.00 | $62,923.00 | $115,733.00 |
| 10-year loan interest @ 6.8% | $20,461.00 | $23,971.00 | $44,090.00 |
| Total monthly payment | $618.00 | $724.00 | $1,332.00 |
| Total amount paid | $74,168.00 | $86,895.00 | $159,824.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.1% | 2.1% | 2.1% |
| Freshman year | $13,016.00 | $15,249.00 | $28,048.00 |
| Senior year | $13,286.00 | $15,566.00 | $28,630.00 |
| Total 2-year net price | $26,302.00 | $30,815.00 | $56,678.00 |
| 10-year loan interest @ 6.8% | $10,020.00 | $11,739.00 | $21,592.00 |
| Total monthly payment | $303.00 | $355.00 | $652.00 |
| Total amount paid | $36,322.00 | $42,555.00 | $78,270.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.1% | 2.1% | 2.1% |
| Freshman year | $27,298.00 | $29,532.00 | $42,330.00 |
| Senior year | $29,034.00 | $31,410.00 | $45,022.00 |
| Total 4-year net price | $112,642.00 | $121,858.00 | $174,668.00 |
| 10-year loan interest @ 6.8% | $42,912.00 | $46,423.00 | $66,542.00 |
| Total monthly payment | $1,296.00 | $1,402.00 | $2,010.00 |
| Total amount paid | $155,554.00 | $168,281.00 | $241,210.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.1% | 2.1% | 2.1% |
| Freshman year | $27,298.00 | $29,532.00 | $42,330.00 |
| Senior year | $27,865.00 | $30,145.00 | $43,209.00 |
| Total 2-year net price | $55,164.00 | $59,677.00 | $85,539.00 |
| 10-year loan interest @ 6.8% | $21,015.00 | $22,735.00 | $32,587.00 |
| Total monthly payment | $635.00 | $687.00 | $984.00 |
| Total amount paid | $76,179.00 | $82,411.00 | $118,127.00 |
Read more in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $13,868.00 |
| Average net price (off-campus) | $17,546.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,900.00 |
| $30,000 to $48,000 | $21,339.00 |
| $48,001 to $75,000 | $17,265.00 |
| $75,001 to $110,000 | $19,477.00 |
| Over $110,000 | $21,327.00 |
Run your own numbers with the University of Baltimore Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The median graduating debt at University of Baltimore stands at $18,972.00, which the Department of Education classifies as a Low ($10-20k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,346.00 |
| 25th | $7,000.00 |
| Median (50th) | $18,972.00 |
| 75th | $27,000.00 |
| 90th | $36,750.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,500.00 |
| Middle income | $20,000.00 |
| High income | $15,284.00 |
Borrowers from lower-income families leave school with $4,216.00 more debt than high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $17,250.00 |
First-generation graduates from University of Baltimore graduate with $2,250.00 in extra median debt compared with continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The gap between Pell-eligible and non-Pell median debt at University of Baltimore is $1,312.00. Federal data flags this school for Pell-related debt inequity.
The Department of Education default-rate tier for University of Baltimore is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.9% |
For context on the loan portfolio, Stafford disbursements at University of Baltimore reach $803,521,942.00 covering 20,323 disbursements.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 83 |
| Avg GI Bill amount | $10,305.00 |
| DoD Tuition Assistance recipients | 8 |
| Avg DoD Tuition Assistance | $1,969.00 |
Read more about military and veteran aid on the college veterans page.
The data above is a foundation; round it out by asking yourself about University of Baltimore, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.