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How Affordable Is University of California-Riverside?

Here is what you can expect to pay at University of California-Riverside, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$34,975.00 Cost of Attendance
$14,304.00 Avg Net Price
$14,944.00 Median Grad Debt

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What You Will Pay to Attend University of California-Riverside?

Attendance costs at University of California-Riverside ranged from $34,975.00 ranging to $69,175.00 depending on whether you qualify for in-state rates.

Where you live mattered — in-state students paid less than out-of-state students: near $34,975.00 in-state compared with $69,175.00 out-of-state.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

Sticker Cost for Residents (no aid)

Tuition and fees $15,606.00
+ Room, board & other expenses $19,369.00
Total cost $34,975.00
That is 82% above the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $34,975.00
− Grants and scholarships −$24,638.00
Net price $10,337.00
That is 46% below the national average net price.

Net Price for Low-Income Residents

Total cost $34,975.00
− Grants and scholarships −$30,090.00
Net price $4,885.00
That is 75% below the national average net price.

What It Costs Non-Residents (no aid)

Tuition and fees $49,806.00
+ Room, board & other expenses $19,369.00
Total cost $69,175.00
That is 259% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $69,175.00
− Grants and scholarships −$24,638.00
Net price $44,537.00
That is 131% above the national average net price.

Net Price for Low-Income Non-Residents

Total cost $69,175.00
− Grants and scholarships −$30,090.00
Net price $39,085.00
That is 103% above the national average net price.
For the full breakdown, see tuition and fees plus room and board.

What a Full Degree Could Cost at University of California-Riverside

Cost of attendance here has been rising by around 4.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.6% 4.6% 4.6%
Freshman year $5,110.00 $10,814.00 $36,587.00
Senior year $5,850.00 $12,379.00 $41,884.00
Total 4-year net price $21,898.00 $46,338.00 $156,784.00
10-year loan interest @ 6.8% $8,342.00 $17,653.00 $59,729.00
Total monthly payment $252.00 $533.00 $1,804.00
Total amount paid $30,241.00 $63,991.00 $216,513.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.6% 4.6% 4.6%
Freshman year $5,110.00 $10,814.00 $36,587.00
Senior year $5,346.00 $11,312.00 $38,274.00
Total 2-year net price $10,456.00 $22,126.00 $74,861.00
10-year loan interest @ 6.8% $3,983.00 $8,429.00 $28,519.00
Total monthly payment $120.00 $255.00 $862.00
Total amount paid $14,439.00 $30,555.00 $103,381.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.6% 4.6% 4.6%
Freshman year $40,887.00 $46,590.00 $72,364.00
Senior year $46,806.00 $53,335.00 $82,840.00
Total 4-year net price $175,208.00 $199,648.00 $310,094.00
10-year loan interest @ 6.8% $66,748.00 $76,059.00 $118,135.00
Total monthly payment $2,016.00 $2,298.00 $3,569.00
Total amount paid $241,956.00 $275,707.00 $428,229.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.6% 4.6% 4.6%
Freshman year $40,887.00 $46,590.00 $72,364.00
Senior year $42,772.00 $48,738.00 $75,700.00
Total 2-year net price $83,659.00 $95,328.00 $148,064.00
10-year loan interest @ 6.8% $31,871.00 $36,317.00 $56,407.00
Total monthly payment $963.00 $1,097.00 $1,704.00
Total amount paid $115,529.00 $131,645.00 $204,471.00

Read more in the Net Price section.

The Real Out-of-Pocket Cost at University of California-Riverside

The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $14,304.00
Average net price (off-campus) $14,107.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $8,240.00
$30,000 to $48,000 $9,615.00
$48,001 to $75,000 $12,449.00
$75,001 to $110,000 $17,297.00
Over $110,000 $29,624.00

Run your own numbers with the University of California-Riverside Net Price Calculator, or visit the financial aid office.

Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.

How Much Do Students Borrow at University of California-Riverside

Median graduate debt at University of California-Riverside comes to $14,944.00, landing it in the Low ($10-20k) debt-burden bucket.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $4,202.00
25th $7,833.00
Median (50th) $14,944.00
75th $25,000.00
90th $30,056.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Explore borrowing, repayment, and default in detail on the student loan debt page.

Income and Debt Outcomes at University of California-Riverside

Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $13,757.00
Middle income $14,750.00
High income $15,449.00

First-Generation Debt Outcomes at University of California-Riverside

Whether your parents attended college is associated with differences in median debt at graduation.

Student group Median debt at graduation
First-generation students $14,500.00
Continuing-generation students $15,034.00

How Pell Eligibility Shapes Debt at University of California-Riverside

The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The gap between Pell-eligible and non-Pell median debt at University of California-Riverside is $-500.00.

Default Rates and Repayment at University of California-Riverside

The federal default-rate tier for University of California-Riverside is Low (<5%).

Window Cohort default rate
2-year 4.6%

To put the rates in context, Stafford loans at University of California-Riverside add up to $991,173,464.00 across 55,208 recipients.

Veteran Education Benefits at University of California-Riverside

Veterans and current servicemembers may be eligible for major federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.

GI Bill recipients 98
Avg GI Bill amount $15,129.00
DoD Tuition Assistance recipients 1
Avg DoD Tuition Assistance $3,334.00

Explore GI Bill and military aid in detail on the veterans benefits detail.

Questions to Ask Before You Commit

The data above is a foundation; round it out by asking yourself about University of California-Riverside, a few questions are worth asking:

Continue Your Research regarding University of California-Riverside

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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