by our College Data Analytics TeamHere’s the full picture on paying for University of Central Arkansas, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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Cost of attendance at University of Central Arkansas came in between $24,265.00 and $31,765.00 depending on your residency status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: roughly $24,265.00 in-state compared with $31,765.00 for those paying out-of-state rates.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $10,523.00 |
| + Room, board & other expenses | $13,742.00 |
| Total cost | $24,265.00 |
| That is 26% above the national average net price. |
| Total cost | $24,265.00 |
| − Grants and scholarships | −$8,518.00 |
| Net price | $15,747.00 |
| That is 18% below the national average net price. |
| Total cost | $24,265.00 |
| − Grants and scholarships | −$10,373.00 |
| Net price | $13,892.00 |
| That is 28% below the national average net price. |
| Tuition and fees | $18,023.00 |
| + Room, board & other expenses | $13,742.00 |
| Total cost | $31,765.00 |
| That is 65% above the national average net price. |
| Total cost | $31,765.00 |
| − Grants and scholarships | −$8,518.00 |
| Net price | $23,247.00 |
| That is 21% above the national average net price. |
| Total cost | $31,765.00 |
| − Grants and scholarships | −$10,373.00 |
| Net price | $21,392.00 |
| That is 11% above the national average net price. | |
| Go deeper on the components with the tuition & fees page and room and board. |
The reported cost series has been increasing at a recent average of 3.1% annually, so the projections below total more than one year of attendance. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $14,327.00 | $16,240.00 | $25,025.00 |
| Senior year | $15,716.00 | $17,814.00 | $27,451.00 |
| Total 4-year net price | $60,058.00 | $68,077.00 | $104,902.00 |
| 10-year loan interest @ 6.8% | $22,880.00 | $25,935.00 | $39,964.00 |
| Total monthly payment | $691.00 | $783.00 | $1,207.00 |
| Total amount paid | $82,937.00 | $94,012.00 | $144,866.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $14,327.00 | $16,240.00 | $25,025.00 |
| Senior year | $14,776.00 | $16,749.00 | $25,809.00 |
| Total 2-year net price | $29,103.00 | $32,989.00 | $50,834.00 |
| 10-year loan interest @ 6.8% | $11,087.00 | $12,568.00 | $19,366.00 |
| Total monthly payment | $335.00 | $380.00 | $585.00 |
| Total amount paid | $40,190.00 | $45,557.00 | $70,200.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $22,062.00 | $23,975.00 | $32,760.00 |
| Senior year | $24,201.00 | $26,299.00 | $35,936.00 |
| Total 4-year net price | $92,481.00 | $100,501.00 | $137,326.00 |
| 10-year loan interest @ 6.8% | $35,232.00 | $38,287.00 | $52,316.00 |
| Total monthly payment | $1,064.00 | $1,157.00 | $1,580.00 |
| Total amount paid | $127,713.00 | $138,788.00 | $189,642.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $22,062.00 | $23,975.00 | $32,760.00 |
| Senior year | $22,753.00 | $24,726.00 | $33,786.00 |
| Total 2-year net price | $44,815.00 | $48,701.00 | $66,546.00 |
| 10-year loan interest @ 6.8% | $17,073.00 | $18,553.00 | $25,352.00 |
| Total monthly payment | $516.00 | $560.00 | $766.00 |
| Total amount paid | $61,888.00 | $67,255.00 | $91,897.00 |
Read more in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $16,511.00 |
| Average net price (off-campus) | $16,775.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,387.00 |
| $30,000 to $48,000 | $14,946.00 |
| $48,001 to $75,000 | $17,233.00 |
| $75,001 to $110,000 | $19,775.00 |
| Over $110,000 | $20,028.00 |
Get a tailored estimate from the University of Central Arkansas Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The median amount borrowed by graduates of University of Central Arkansas works out to $13,000.00, landing it in the Low ($10-20k) burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,779.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,000.00 |
| 75th | $23,500.00 |
| 90th | $33,992.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,981.00 |
| Middle income | $13,500.00 |
| High income | $12,713.00 |
Low-income borrowers graduate with $268.00 more debt than high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,000.00 |
| Continuing-generation students | $13,000.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt gap between Pell and non-Pell graduates of University of Central Arkansas stands at $2,853.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for University of Central Arkansas is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.7% |
For scale, federal Stafford loan disbursements at University of Central Arkansas total $783,934,459.00 over 38,339 disbursements.
Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 167 |
| Avg GI Bill amount | $7,622.00 |
| DoD Tuition Assistance recipients | 30 |
| Avg DoD Tuition Assistance | $3,072.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing University of Central Arkansas, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.