by our College Data Analytics TeamMany students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at University of Charleston can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
Just what financing solutions does UC provide, and just what are you going to be eligible for? Keep scrolling for answers. Scroll down to find out what amount of financial assistance will be accessible to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Use the information below to understand how much financial assistance you may get from University of Charleston.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at University of Charleston, 100% of the incoming full-time class was awarded financial aid (about 223 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 97% | $26,132 |
| Institutional grants & scholarships | 94% | $22,654 |
| Federal Pell grants | 35% | $5,587 |
| State/local grants | 36% | $5,731 |
| Federal student loans | 61% | $5,652 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At this school, roughly 62% of undergrads got grants or scholarships worth on average $19,206 (across approximately 1299 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 62% | $19,206 |
| Federal Pell grants | 31% | $5,300 |
| Federal student loans | 35% | $7,220 |
On-campus students receiving title-IV aid were awarded grants averaging $24,363.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $21,174 |
| $30,001 – $75,000 | $21,362 |
| Over $75,000 | $23,125 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $22,107 |
| Off-campus title-IV students | $22,012 |
To project your own net price, use UC’s official net price calculator: econnections.ucwv.edu/forms/npc.
The median student at UC graduates with $12,666 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,666 |
| Median federal debt (graduates only) | $19,500 |
| Typical 10-year monthly payment (graduates) | $206.73/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
A single median figure conceals how much debt outcomes differ student to student. The figures below chart the debt distribution at UC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,250 |
| 25th percentile | $5,500 |
| 75th percentile | $23,000 |
| 90th percentile (highest-debt students) | $31,000 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $11,999 |
| Middle income | $13,000 |
| High income | $13,242 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,500 |
| Continuing-generation students | $13,750 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,000 |
| Independent students | $10,500 |
A handful of calculated indicators summarize the debt outlook at UC.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at UC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 8718 |
| Total Stafford loan amount | $245,552,242 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 213 |
| Total GI Bill amount | $1,063,671 |
| Average GI Bill amount per recipient | $4,994 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1514 |
| Total DoD amount | $3,911,006 |
| Average DoD amount per recipient | $2,583 |
References
More about our data sources and methodologies.