by our College Data Analytics TeamThe majority of students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to University of Cincinnati-Main Campus can seem tremendous, but do not forget that almost all students are given some form of financial help.
What financial assistance options will UC offer, and what will you qualify for? Read on for more information. Read on to discover what amount of financial assistance could be accessible to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Use the information below to understand how much financial assistance you may get from University of Cincinnati-Main Campus.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at University of Cincinnati-Main Campus, 88% of first-time, full-time freshmen received some form of financial aid roughly 6016 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 73% | $8,196 |
| Institutional grants & scholarships | 67% | $6,128 |
| Federal Pell grants | 22% | $5,455 |
| State/local grants | 16% | $3,778 |
| Federal student loans | 48% | $5,322 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At this school, around 63% of undergraduates were awarded grant or scholarship aid averaging $7,878 (covering around 20572 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $7,878 |
| Federal Pell grants | 19% | $5,624 |
| Federal student loans | 37% | $6,428 |
On-campus students receiving title-IV aid were awarded grants averaging $6,523.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,674 |
| $30,001 – $75,000 | $18,789 |
| Over $75,000 | $26,243 |
Remember these are net prices — what families pay after gift aid, not before.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $25,648 |
| Off-campus title-IV students | $23,156 |
For an estimate tailored to your family circumstances, see UC’s net price tool: uc.studentaidcalculator.com/survey.aspx.
The median student at UC graduates with $12,000 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,000 |
| Median federal debt (graduates only) | $21,250 |
| Typical 10-year monthly payment (graduates) | $225.29/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at UC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,800 |
| 25th percentile | $5,500 |
| 75th percentile | $25,834 |
| 90th percentile (highest-debt students) | $34,105 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $12,000 |
| Middle income | $12,000 |
| High income | $12,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,000 |
| Continuing-generation students | $12,833 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $14,112 |
These indicators are derived from the underlying debt data and summarize the overall picture at UC.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The annual Stafford volume below reflects program activity at UC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 128238 |
| Total Stafford loan amount | $3,194,634,799 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 595 |
| Total GI Bill amount | $5,720,019 |
| Average GI Bill amount per recipient | $9,613 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 100 |
| Total DoD amount | $247,169 |
| Average DoD amount per recipient | $2,472 |
References
More about our data sources and methodologies.