by our College Data Analytics TeamThis guide covers the real cost of attending University of Dubuque, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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What it costs to attend University of Dubuque works out to about $51,060.00 annually.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $42,095.00 |
| + Room, board & other expenses | $8,965.00 |
| Total cost | $51,060.00 |
| That is 56% above the national average net price. |
| Total cost | $51,060.00 |
| − Grants and scholarships | −$30,420.00 |
| Net price | $20,640.00 |
| That is 37% below the national average net price. |
| Total cost | $51,060.00 |
| − Grants and scholarships | −$35,700.00 |
| Net price | $15,360.00 |
| That is 53% below the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
Cost of attendance here has been rising at about 5.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.3% | 5.3% | 5.3% |
| Freshman year | $16,182.00 | $21,744.00 | $53,791.00 |
| Senior year | $18,920.00 | $25,424.00 | $62,894.00 |
| Total 4-year net price | $70,108.00 | $94,208.00 | $233,055.00 |
| 10-year loan interest @ 6.8% | $26,709.00 | $35,890.00 | $88,786.00 |
| Total monthly payment | $807.00 | $1,084.00 | $2,682.00 |
| Total amount paid | $96,817.00 | $130,098.00 | $321,841.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.3% | 5.3% | 5.3% |
| Freshman year | $16,182.00 | $21,744.00 | $53,791.00 |
| Senior year | $17,047.00 | $22,907.00 | $56,669.00 |
| Total 2-year net price | $33,229.00 | $44,651.00 | $110,460.00 |
| 10-year loan interest @ 6.8% | $12,659.00 | $17,011.00 | $42,081.00 |
| Total monthly payment | $382.00 | $514.00 | $1,271.00 |
| Total amount paid | $45,888.00 | $61,662.00 | $152,542.00 |
See the full net-price breakdown in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $23,386.00 |
| Average net price (off-campus) | $23,250.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $16,617.00 |
| $30,000 to $48,000 | $19,871.00 |
| $48,001 to $75,000 | $20,992.00 |
| $75,001 to $110,000 | $22,386.00 |
| Over $110,000 | $26,752.00 |
Estimate your specific net price using the school’s University of Dubuque Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median graduating debt at University of Dubuque works out to $17,070.00, which the Department of Education classifies as a Low ($10-20k) debt-load classification.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,750.00 |
| 25th | $7,750.00 |
| Median (50th) | $17,070.00 |
| 75th | $27,000.00 |
| 90th | $37,130.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,290.00 |
| Middle income | $18,790.00 |
| High income | $19,250.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,121.00 |
| Continuing-generation students | $18,830.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of University of Dubuque is $-70.00.
The default-rate classification at University of Dubuque is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.0% |
For a sense of scale, Stafford disbursements at University of Dubuque come to $186,403,717.00 over 9,030 borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 43 |
| Avg GI Bill amount | $23,293.00 |
| DoD Tuition Assistance recipients | 10 |
| Avg DoD Tuition Assistance | $3,125.00 |
Explore GI Bill and military aid in detail on the college veterans page.
The figures above are a starting point — as you weigh University of Dubuque, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.