by our College Data Analytics TeamMany students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at University of Florida-Online can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
Just what financing solutions does UF Online deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to see how much school funding could be available to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Read on to get a sense of the financial assistance available at University of Florida-Online.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. However, some types of aid are more desirable than others, and some students will receive more than others.
Looking at the entering class at University of Florida-Online, 87% of first-year full-time students received aid of some kind roughly 639 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 84% | $7,495 |
| Institutional grants & scholarships | 20% | $2,820 |
| Federal Pell grants | 19% | $5,688 |
| State/local grants | 82% | $5,701 |
| Federal student loans | 7% | $5,034 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At UF Online, some 49% of the undergraduate population received grant aid that averaged $6,665 (covering around 2697 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 49% | $6,665 |
| Federal Pell grants | 22% | $4,599 |
| Federal student loans | 12% | $6,702 |
On-campus students receiving title-IV aid were awarded grants averaging $13,028.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $2,016 |
| $30,001 – $75,000 | $4,355 |
| Over $75,000 | $11,592 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $4,815 |
| Off-campus title-IV students | $4,702 |
For a personalized estimate based on your family’s financial situation, use UF Online’s official net price calculator: npc.collegeboard.org/app/ufl.
Graduating students at UF Online carry a median federal student debt of $14,000 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,000 |
| Median federal debt (graduates only) | $15,000 |
| Typical 10-year monthly payment (graduates) | $159.02/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at UF Online.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,624 |
| 25th percentile | $7,213 |
| 75th percentile | $24,134 |
| 90th percentile (highest-debt students) | $30,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $13,000 |
| Middle income | $13,397 |
| High income | $15,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,791 |
| Continuing-generation students | $14,327 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,000 |
| Independent students | $14,375 |
A handful of calculated indicators summarize the debt outlook at UF Online.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at UF Online:
| Metric | Value |
|---|---|
| Stafford loan recipients | 93420 |
| Total Stafford loan amount | $2,883,751,102 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 66 |
| Total GI Bill amount | $163,828 |
| Average GI Bill amount per recipient | $2,482 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 80 |
| Total DoD amount | $97,026 |
| Average DoD amount per recipient | $1,213 |
References
More about our data sources and methodologies.