by our College Data Analytics TeamMany students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to University of Providence can seem overpowering, but remember that the majority of students are given some form of financial assistance.
What financing options does University of Providence offer you, and what will you qualify for? Keep scrolling for more information. Keep going to discover just how much financial aid could be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Continue reading to find information to help you understand just how much assistance you can expect to receive from University of Providence.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
At University of Providence, 100% of first-year full-time students received aid of some kind approximately 109 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $26,370 |
| Institutional grants & scholarships | 100% | $24,046 |
| Federal Pell grants | 36% | $5,967 |
| State/local grants | 0% | — |
| Federal student loans | 54% | $6,827 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At University of Providence, about 80% of undergraduates were awarded an average grant or scholarship of $21,623 (across approximately 449 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $21,623 |
| Federal Pell grants | 33% | $5,983 |
| Federal student loans | 48% | $8,375 |
On-campus students receiving title-IV aid were awarded grants averaging $25,828.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $18,214 |
| $30,001 – $75,000 | $17,629 |
| Over $75,000 | $25,672 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $17,649 |
| Off-campus title-IV students | $20,907 |
To project your own net price, use University of Providence’s official net price calculator: www.uprovidence.edu/financial-services/net-price-calculator/.
The middle student in the debt distribution at University of Providence owes $12,500 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,500 |
| Median federal debt (graduates only) | $18,750 |
| Typical 10-year monthly payment (graduates) | $198.78/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at University of Providence.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $6,743 |
| 75th percentile | $28,500 |
| 90th percentile (highest-debt students) | $37,750 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $12,407 |
| Middle income | $14,250 |
| High income | $10,076 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,500 |
| Continuing-generation students | $11,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,250 |
| Independent students | $12,500 |
The figure below distills the debt data into a single burden category for University of Providence.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The aggregate figures below show how active the program is at University of Providence:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4709 |
| Total Stafford loan amount | $108,621,115 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 27 |
| Total GI Bill amount | $482,263 |
| Average GI Bill amount per recipient | $17,862 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 8 |
| Total DoD amount | $13,250 |
| Average DoD amount per recipient | $1,656 |
References
More about our data sources and methodologies.