by our College Data Analytics TeamHere is what you can expect to pay at University of Guam, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Attendance costs at University of Guam spanned $15,155.00 to $20,459.00 based on in-state versus out-of-state status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: about $15,155.00 in-state compared with $20,459.00 for non-residents.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $6,110.00 |
| + Room, board & other expenses | $9,045.00 |
| Total cost | $15,155.00 |
| That is 21% below the national average net price. |
| Total cost | $15,155.00 |
| − Grants and scholarships | −$6,363.00 |
| Net price | $8,792.00 |
| That is 54% below the national average net price. |
| Total cost | $15,155.00 |
| − Grants and scholarships | −$7,856.00 |
| Net price | $7,299.00 |
| That is 62% below the national average net price. |
| Tuition and fees | $11,414.00 |
| + Room, board & other expenses | $9,045.00 |
| Total cost | $20,459.00 |
| That is 6% above the national average net price. |
| Total cost | $20,459.00 |
| − Grants and scholarships | −$6,363.00 |
| Net price | $14,096.00 |
| That is 27% below the national average net price. |
| Total cost | $20,459.00 |
| − Grants and scholarships | −$7,856.00 |
| Net price | $12,603.00 |
| That is 35% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
Below, a full degree is projected forward at today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $7,299.00 | $8,792.00 | $15,155.00 |
| Senior year | $7,299.00 | $8,792.00 | $15,155.00 |
| Total 4-year net price | $29,196.00 | $35,168.00 | $60,620.00 |
| 10-year loan interest @ 6.8% | $11,123.00 | $13,398.00 | $23,094.00 |
| Total monthly payment | $336.00 | $405.00 | $698.00 |
| Total amount paid | $40,319.00 | $48,566.00 | $83,714.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $7,299.00 | $8,792.00 | $15,155.00 |
| Senior year | $7,299.00 | $8,792.00 | $15,155.00 |
| Total 2-year net price | $14,598.00 | $17,584.00 | $30,310.00 |
| 10-year loan interest @ 6.8% | $5,561.00 | $6,699.00 | $11,547.00 |
| Total monthly payment | $168.00 | $202.00 | $349.00 |
| Total amount paid | $20,159.00 | $24,283.00 | $41,857.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $12,603.00 | $14,096.00 | $20,459.00 |
| Senior year | $12,603.00 | $14,096.00 | $20,459.00 |
| Total 4-year net price | $50,412.00 | $56,384.00 | $81,836.00 |
| 10-year loan interest @ 6.8% | $19,205.00 | $21,480.00 | $31,177.00 |
| Total monthly payment | $580.00 | $649.00 | $942.00 |
| Total amount paid | $69,617.00 | $77,864.00 | $113,013.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $12,603.00 | $14,096.00 | $20,459.00 |
| Senior year | $12,603.00 | $14,096.00 | $20,459.00 |
| Total 2-year net price | $25,206.00 | $28,192.00 | $40,918.00 |
| 10-year loan interest @ 6.8% | $9,603.00 | $10,740.00 | $15,588.00 |
| Total monthly payment | $290.00 | $324.00 | $471.00 |
| Total amount paid | $34,809.00 | $38,932.00 | $56,506.00 |
| See the full net-price breakdown in the net price section below. |
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $8,598.00 |
| Average net price (off-campus) | $9,424.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,170.00 |
| $30,000 to $48,000 | $8,437.00 |
| $48,001 to $75,000 | $10,688.00 |
| $75,001 to $110,000 | $13,415.00 |
Use University of Guam Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
Typical debt at graduation from University of Guam amounts to $12,500.00, categorized as a Low ($10-20k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,500.00 |
| 75th | $23,650.00 |
| 90th | $33,079.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,500.00 |
| Middle income | $13,600.00 |
| High income | $14,286.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,225.00 |
| Continuing-generation students | $13,072.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell-versus-non-Pell median debt difference at University of Guam stands at $2,229.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for University of Guam is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.3% |
To give some context for these rates, Stafford loans disbursed at University of Guam reach $147,787,168.00 across 7,268 disbursements.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 134 |
| Avg GI Bill amount | $5,491.00 |
| DoD Tuition Assistance recipients | 22 |
| Avg DoD Tuition Assistance | $2,725.00 |
Read more about military and veteran aid on the college veterans page.
Use the figures above as a launch point, then think through University of Guam, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.