by our College Data Analytics TeamBelow is the data on what it actually costs to attend University of Hawaii at Hilo, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The full cost of attending University of Hawaii at Hilo ranged from $20,914.00 and $33,874.00 depending on your residency status.
In-state students paid the lower published figure, while out-of-state students faced the higher one: close to $20,914.00 in-state against $33,874.00 out-of-state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $7,838.00 |
| + Room, board & other expenses | $13,076.00 |
| Total cost | $20,914.00 |
| That is 9% above the national average net price. |
| Total cost | $20,914.00 |
| − Grants and scholarships | −$9,317.00 |
| Net price | $11,597.00 |
| That is 40% below the national average net price. |
| Total cost | $20,914.00 |
| − Grants and scholarships | −$12,190.00 |
| Net price | $8,724.00 |
| That is 55% below the national average net price. |
| Tuition and fees | $20,798.00 |
| + Room, board & other expenses | $13,076.00 |
| Total cost | $33,874.00 |
| That is 76% above the national average net price. |
| Total cost | $33,874.00 |
| − Grants and scholarships | −$9,317.00 |
| Net price | $24,557.00 |
| That is 28% above the national average net price. |
| Total cost | $33,874.00 |
| − Grants and scholarships | −$12,190.00 |
| Net price | $21,684.00 |
| That is 13% above the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
Below, a full degree is projected forward at today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,724.00 | $11,597.00 | $20,914.00 |
| Senior year | $8,724.00 | $11,597.00 | $20,914.00 |
| Total 4-year net price | $34,896.00 | $46,388.00 | $83,656.00 |
| 10-year loan interest @ 6.8% | $13,294.00 | $17,672.00 | $31,870.00 |
| Total monthly payment | $402.00 | $534.00 | $963.00 |
| Total amount paid | $48,190.00 | $64,060.00 | $115,526.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,724.00 | $11,597.00 | $20,914.00 |
| Senior year | $8,724.00 | $11,597.00 | $20,914.00 |
| Total 2-year net price | $17,448.00 | $23,194.00 | $41,828.00 |
| 10-year loan interest @ 6.8% | $6,647.00 | $8,836.00 | $15,935.00 |
| Total monthly payment | $201.00 | $267.00 | $481.00 |
| Total amount paid | $24,095.00 | $32,030.00 | $57,763.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $21,684.00 | $24,557.00 | $33,874.00 |
| Senior year | $21,684.00 | $24,557.00 | $33,874.00 |
| Total 4-year net price | $86,736.00 | $98,228.00 | $135,496.00 |
| 10-year loan interest @ 6.8% | $33,043.00 | $37,421.00 | $51,619.00 |
| Total monthly payment | $998.00 | $1,130.00 | $1,559.00 |
| Total amount paid | $119,779.00 | $135,649.00 | $187,115.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $21,684.00 | $24,557.00 | $33,874.00 |
| Senior year | $21,684.00 | $24,557.00 | $33,874.00 |
| Total 2-year net price | $43,368.00 | $49,114.00 | $67,748.00 |
| 10-year loan interest @ 6.8% | $16,522.00 | $18,711.00 | $25,810.00 |
| Total monthly payment | $499.00 | $565.00 | $780.00 |
| Total amount paid | $59,890.00 | $67,825.00 | $93,558.00 |
| Read more in the net price section below. |
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $11,856.00 |
| Average net price (off-campus) | $12,063.00 |
The real cost varies by income because need-based aid scales with financial need. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,081.00 |
| $30,000 to $48,000 | $9,707.00 |
| $48,001 to $75,000 | $12,607.00 |
| $75,001 to $110,000 | $14,862.00 |
| Over $110,000 | $19,851.00 |
Use University of Hawaii at Hilo Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The typical debt load for borrowers leaving University of Hawaii at Hilo works out to $12,500.00, which federal data classifies as a Low ($10-20k) debt-load classification.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,215.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,500.00 |
| 75th | $24,880.00 |
| 90th | $34,426.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,600.00 |
| Middle income | $12,500.00 |
| High income | $10,375.00 |
Low-income graduates carry $4,225.00 in additional median debt versus high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,000.00 |
| Continuing-generation students | $11,105.00 |
First-gen students at University of Hawaii at Hilo take on $1,895.00 more median debt than continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at University of Hawaii at Hilo stands at $6,750.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate classification for University of Hawaii at Hilo is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.3% |
For context on the loan portfolio, Stafford disbursements at University of Hawaii at Hilo amount to $260,512,900.00 spread across 10,431 recipients.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 65 |
| Avg GI Bill amount | $7,022.00 |
| DoD Tuition Assistance recipients | 4 |
| Avg DoD Tuition Assistance | $3,418.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about University of Hawaii at Hilo, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.