by our College Data Analytics TeamBelow is the data on what it actually costs to attend University of Hawaii at Manoa, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Jump to any section of this page using the links below:
The full cost of attending University of Hawaii at Manoa fell between $23,832.00 and up to $45,864.00 based on in-state versus out-of-state status.
Where you live mattered — in-state students paid less than out-of-state students: close to $23,832.00 in-state against $45,864.00 out-of-state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $12,186.00 |
| + Room, board & other expenses | $11,646.00 |
| Total cost | $23,832.00 |
| That is 24% above the national average net price. |
| Total cost | $23,832.00 |
| − Grants and scholarships | −$10,769.00 |
| Net price | $13,063.00 |
| That is 32% below the national average net price. |
| Total cost | $23,832.00 |
| − Grants and scholarships | −$15,758.00 |
| Net price | $8,074.00 |
| That is 58% below the national average net price. |
| Tuition and fees | $34,218.00 |
| + Room, board & other expenses | $11,646.00 |
| Total cost | $45,864.00 |
| That is 138% above the national average net price. |
| Total cost | $45,864.00 |
| − Grants and scholarships | −$10,769.00 |
| Net price | $35,095.00 |
| That is 82% above the national average net price. |
| Total cost | $45,864.00 |
| − Grants and scholarships | −$15,758.00 |
| Net price | $30,106.00 |
| That is 56% above the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
The tables below project a full degree at the current published cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,074.00 | $13,063.00 | $23,832.00 |
| Senior year | $8,074.00 | $13,063.00 | $23,832.00 |
| Total 4-year net price | $32,296.00 | $52,252.00 | $95,328.00 |
| 10-year loan interest @ 6.8% | $12,304.00 | $19,906.00 | $36,317.00 |
| Total monthly payment | $372.00 | $601.00 | $1,097.00 |
| Total amount paid | $44,600.00 | $72,158.00 | $131,645.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $8,074.00 | $13,063.00 | $23,832.00 |
| Senior year | $8,074.00 | $13,063.00 | $23,832.00 |
| Total 2-year net price | $16,148.00 | $26,126.00 | $47,664.00 |
| 10-year loan interest @ 6.8% | $6,152.00 | $9,953.00 | $18,158.00 |
| Total monthly payment | $186.00 | $301.00 | $549.00 |
| Total amount paid | $22,300.00 | $36,079.00 | $65,822.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $30,106.00 | $35,095.00 | $45,864.00 |
| Senior year | $30,106.00 | $35,095.00 | $45,864.00 |
| Total 4-year net price | $120,424.00 | $140,380.00 | $183,456.00 |
| 10-year loan interest @ 6.8% | $45,877.00 | $53,480.00 | $69,890.00 |
| Total monthly payment | $1,386.00 | $1,615.00 | $2,111.00 |
| Total amount paid | $166,301.00 | $193,860.00 | $253,346.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $30,106.00 | $35,095.00 | $45,864.00 |
| Senior year | $30,106.00 | $35,095.00 | $45,864.00 |
| Total 2-year net price | $60,212.00 | $70,190.00 | $91,728.00 |
| 10-year loan interest @ 6.8% | $22,939.00 | $26,740.00 | $34,945.00 |
| Total monthly payment | $693.00 | $808.00 | $1,056.00 |
| Total amount paid | $83,151.00 | $96,930.00 | $126,673.00 |
| For the complete net-price picture, see the Net Price section. |
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $15,664.00 |
| Average net price (off-campus) | $13,181.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,397.00 |
| $30,000 to $48,000 | $9,971.00 |
| $48,001 to $75,000 | $13,381.00 |
| $75,001 to $110,000 | $16,795.00 |
| Over $110,000 | $20,462.00 |
Estimate your specific net price using the school’s University of Hawaii at Manoa Net Price Calculator, or contact the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The median amount borrowed by graduates of University of Hawaii at Manoa comes to $13,099.00, categorized as a Low ($10-20k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,250.00 |
| Median (50th) | $13,099.00 |
| 75th | $25,000.00 |
| 90th | $33,375.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt page.
Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,000.00 |
| Middle income | $12,500.00 |
| High income | $13,099.00 |
Low-income graduates carry $901.00 more debt than high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,750.00 |
| Continuing-generation students | $12,500.00 |
First-gen students at University of Hawaii at Manoa carry $1,250.00 in extra median debt compared with continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of University of Hawaii at Manoa stands at $3,000.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate category at University of Hawaii at Manoa is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.8% |
For scale, federal Stafford loan disbursements at University of Hawaii at Manoa amount to $843,975,805.00 covering 36,643 disbursements.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 876 |
| Avg GI Bill amount | $10,507.00 |
| DoD Tuition Assistance recipients | 43 |
| Avg DoD Tuition Assistance | $2,314.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about University of Hawaii at Manoa, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.