by our College Data Analytics TeamA lot of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to University of Hawaii-West Oahu can seem overwhelming, but bear in mind that many students are given some form of financial aid.
What financing options does UH West Oahu offer you, and what will you qualify for? Keep scrolling for more information. Keep reading to learn just how much financial aid will be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Read on to get a sense of the financial assistance available at University of Hawaii-West Oahu.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at University of Hawaii-West Oahu, 66% of new full-time first-years were awarded at least some aid (about 130 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 56% | $7,639 |
| Institutional grants & scholarships | 44% | $3,448 |
| Federal Pell grants | 32% | $6,127 |
| State/local grants | 24% | $3,054 |
| Federal student loans | 13% | $4,656 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At this school, about 45% of undergrads got grants or scholarships worth on average $6,121 (for some 1291 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 45% | $6,121 |
| Federal Pell grants | 32% | $4,795 |
| Federal student loans | 21% | $7,272 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $8,083.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,323 |
| $30,001 – $75,000 | $9,095 |
| Over $75,000 | $15,063 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,327 |
| Off-campus title-IV students | $10,666 |
For an estimate tailored to your family circumstances, see UH West Oahu’s net price tool: westoahu.hawaii.edu/financial-aid/net-price-calculator/.
Graduating students at UH West Oahu carry a median federal student debt of $11,848 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $11,848 |
| Median federal debt (graduates only) | $14,500 |
| Typical 10-year monthly payment (graduates) | $153.72/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
A single median figure conceals how much debt outcomes differ student to student. The four reference points below map the debt distribution at UH West Oahu.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,762 |
| 75th percentile | $18,249 |
| 90th percentile (highest-debt students) | $27,714 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $12,500 |
| Middle income | $11,775 |
| High income | $11,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $11,587 |
| Continuing-generation students | $12,315 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $10,000 |
| Independent students | $12,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at UH West Oahu.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The aggregate figures below show how active the program is at UH West Oahu:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4665 |
| Total Stafford loan amount | $66,361,541 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 251 |
| Total GI Bill amount | $1,311,369 |
| Average GI Bill amount per recipient | $5,225 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 34 |
| Total DoD amount | $78,534 |
| Average DoD amount per recipient | $2,310 |
References
More about our data sources and methodologies.