The majority of students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at University of Houston-Clear Lake can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
Just what financial aid solutions can UH Clear Lake provide, and just what are you going to be eligible for? Keep reading for answers. Read on to find out how much school funding will be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Read on to get a sense of the financial assistance available at University of Houston-Clear Lake.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. However, some types of aid are more desirable than others, and some students will receive more than others.
For freshmen starting at University of Houston-Clear Lake, 80% of first-year full-time students received aid of some kind roughly 285 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 76% | $12,630 |
| Institutional grants & scholarships | 33% | $5,109 |
| Federal Pell grants | 55% | $5,915 |
| State/local grants | 51% | $8,920 |
| Federal student loans | 21% | $4,611 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At UH Clear Lake, roughly 62% of undergrads got grants or scholarships worth on average $12,473 (across approximately 3762 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 62% | $12,473 |
| Federal Pell grants | 45% | $5,155 |
| Federal student loans | 28% | $7,011 |
For students living on campus and receiving title-IV aid, grants averaged $9,059.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,444 |
| $30,001 – $75,000 | $8,465 |
| Over $75,000 | $21,285 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $15,563 |
| Off-campus title-IV students | $11,056 |
For a personalized estimate based on your family’s financial situation, use UH Clear Lake’s NPC: uhcl.studentaidcalculator.com/survey.aspx.
The median federal debt load at UH Clear Lake comes to $13,548 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,548 |
| Median federal debt (graduates only) | $17,831 |
| Typical 10-year monthly payment (graduates) | $189.04/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The numbers below show the full range, not just the middle of the distribution. The percentiles below describe the cumulative federal debt distribution for borrowers at UH Clear Lake.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,000 |
| 25th percentile | $5,647 |
| 75th percentile | $23,418 |
| 90th percentile (highest-debt students) | $32,591 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $13,500 |
| Middle income | $13,750 |
| High income | $13,000 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,500 |
| Continuing-generation students | $13,750 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,000 |
| Independent students | $16,595 |
The figure below distills the debt data into a single burden category for UH Clear Lake.
Stafford loans are the federal government’s primary direct undergraduate lending program. The totals below capture Stafford lending at UH Clear Lake:
| Metric | Value |
|---|---|
| Stafford loan recipients | 21510 |
| Total Stafford loan amount | $601,002,055 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 179 |
| Total GI Bill amount | $1,086,152 |
| Average GI Bill amount per recipient | $6,068 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 8 |
| Total DoD amount | $18,199 |
| Average DoD amount per recipient | $2,275 |
References
More about our data sources and methodologies.