by our College Data Analytics TeamA lot of students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at University of Idaho can sound overpowering, but remember that the majority of students get some type of financial assistance.
What financing options does U of I offer you, and what will you qualify for? Keep scrolling for more information. Keep going to see what amount of financial assistance could be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The figures below will help you estimate the aid you might receive from University of Idaho.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at University of Idaho, 99% of the incoming full-time class was awarded financial aid around 1800 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $12,568 |
| Institutional grants & scholarships | 93% | $10,315 |
| Federal Pell grants | 30% | $5,425 |
| State/local grants | 23% | $3,381 |
| Federal student loans | 50% | $5,068 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At U of I, some 71% of the undergraduate population received grant aid that averaged $12,286 (for some 6549 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 71% | $12,286 |
| Federal Pell grants | 23% | $5,357 |
| Federal student loans | 38% | $6,278 |
Title-IV recipients living on campus saw average grant aid of $8,907.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,553 |
| $30,001 – $75,000 | $12,241 |
| Over $75,000 | $17,368 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,831 |
| Off-campus title-IV students | $13,782 |
To get a personalized net price estimate, try U of I’s net price calculator: www.uidaho.edu/financial-aid/cost-of-attendance.
Graduating students at U of I carry a median federal student debt of $15,784 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,784 |
| Median federal debt (graduates only) | $21,982 |
| Typical 10-year monthly payment (graduates) | $233.05/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
A single median figure conceals how much debt outcomes differ student to student. Use the percentiles below to see the debt range at U of I.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $7,000 |
| 75th percentile | $28,400 |
| 90th percentile (highest-debt students) | $39,357 |
Median debt varies by family income, by first-generation status, and by dependency status.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $18,500 |
| Middle income | $15,477 |
| High income | $15,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,734 |
| Continuing-generation students | $15,913 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,000 |
| Independent students | $20,000 |
The figure below distills the debt data into a single burden category for U of I.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at U of I:
| Metric | Value |
|---|---|
| Stafford loan recipients | 31686 |
| Total Stafford loan amount | $798,609,162 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 217 |
| Total GI Bill amount | $2,132,167 |
| Average GI Bill amount per recipient | $9,826 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 56 |
| Total DoD amount | $179,388 |
| Average DoD amount per recipient | $3,203 |
References
More about our data sources and methodologies.