by our College Data Analytics TeamMany students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at University of Illinois Urbana-Champaign can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
What financing options does UIUC offer you, and what will you qualify for? Keep scrolling for more information. Keep scrolling to learn what amount of financial assistance will be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The information provided on this page can help you determine how much aid you may receive from University of Illinois Urbana-Champaign.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. However, some types of aid are more desirable than others, and some students will receive more than others.
For incoming first-year students at University of Illinois Urbana-Champaign, 64% of first-year full-time students received aid of some kind approximately 5300 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 52% | $19,299 |
| Institutional grants & scholarships | 49% | $11,774 |
| Federal Pell grants | 24% | $5,908 |
| State/local grants | 32% | $8,691 |
| Federal student loans | 28% | $4,942 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Here, roughly 55% of undergraduates were awarded an average grant or scholarship of $17,924 (among about 19614 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 55% | $17,924 |
| Federal Pell grants | 23% | $5,729 |
| Federal student loans | 27% | $5,882 |
For on-campus title-IV students, average grant aid came to $19,287.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,775 |
| $30,001 – $75,000 | $8,095 |
| Over $75,000 | $26,272 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,355 |
| Off-campus title-IV students | $15,201 |
To project your own net price, use UIUC’s official net price calculator: secure.osfa.illinois.edu/NPC/NPC.asp.
A typical borrower at UIUC leaves with $16,500 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $16,500 |
| Median federal debt (graduates only) | $19,500 |
| Typical 10-year monthly payment (graduates) | $206.73/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The numbers below show the full range, not just the middle of the distribution. The figures below chart the debt distribution at UIUC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,500 |
| 25th percentile | $8,750 |
| 75th percentile | $26,462 |
| 90th percentile (highest-debt students) | $30,000 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $13,613 |
| Middle income | $16,985 |
| High income | $17,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,650 |
| Continuing-generation students | $17,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $16,500 |
| Independent students | $15,732 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. UIUC.
The Stafford loan program is the largest source of federal direct loans to undergraduates. These figures summarize annual Stafford program activity at UIUC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 76451 |
| Total Stafford loan amount | $1,675,388,436 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 232 |
| Total GI Bill amount | $2,713,464 |
| Average GI Bill amount per recipient | $11,696 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 38 |
| Total DoD amount | $94,737 |
| Average DoD amount per recipient | $2,493 |
References
More about our data sources and methodologies.