by our College Data Analytics TeamMany students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at University of Maine at Farmington can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
What financial assistance options will UMaine Farmington offer you, and what will you qualify for? Read on for more information. Read on to learn what amount of financial assistance will be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Use the information below to understand how much financial assistance you may get from University of Maine at Farmington.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at University of Maine at Farmington, 98% of entering full-time freshmen got some type of financial assistance (about 219 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $8,194 |
| Institutional grants & scholarships | 89% | $4,436 |
| Federal Pell grants | 42% | $5,414 |
| State/local grants | 45% | $2,713 |
| Federal student loans | 63% | $4,979 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At UMaine Farmington, around 64% of undergraduates were awarded grant or scholarship aid averaging $10,040 (across roughly 1024 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 64% | $10,040 |
| Federal Pell grants | 30% | $5,341 |
| Federal student loans | 39% | $6,146 |
Title-IV recipients living on campus saw average grant aid of $8,965.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,559 |
| $30,001 – $75,000 | $11,885 |
| Over $75,000 | $19,951 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $16,857 |
| Off-campus title-IV students | $14,873 |
For a customized cost estimate, visit UMaine Farmington’s net price tool: www.umf.maine.edu/admissions-aid/umf-net-price-calculator/.
The middle student in the debt distribution at UMaine Farmington owes $16,722 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $16,722 |
| Median federal debt (graduates only) | $24,499 |
| Typical 10-year monthly payment (graduates) | $259.73/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at UMaine Farmington.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $6,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $34,875 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $16,500 |
| Middle income | $17,125 |
| High income | $15,828 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,520 |
| Continuing-generation students | $16,819 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $16,500 |
| Independent students | $18,633 |
These indicators are derived from the underlying debt data and summarize the overall picture at UMaine Farmington.
Stafford loans make up the bulk of federal direct lending to undergraduates. The annual Stafford volume below reflects program activity at UMaine Farmington:
| Metric | Value |
|---|---|
| Stafford loan recipients | 8852 |
| Total Stafford loan amount | $146,258,380 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 14 |
| Total GI Bill amount | $123,622 |
| Average GI Bill amount per recipient | $8,830 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $1,000 |
| Average DoD amount per recipient | $1,000 |
References
More about our data sources and methodologies.